solucion taller sistemas de amortizacion

Upload: caroline

Post on 06-Mar-2016

216 views

Category:

Documents


0 download

DESCRIPTION

taller de matemática financiera, sistemas de amortización

TRANSCRIPT

  • CASO 1VR DEUDA 20,000,000.00 VR CUOTAS ?No, CUOTAS 6 MENSUALESTASA INT. 2.50% MENSUALAMORT K 20,000,000.00 MES 6

    No.CUOTAS VR CUOTA VR INTERESES ABONO A K0 0 0 01 500,000.00 500,000.00 02 500,000.00 500,000.00 03 500,000.00 500,000.00 04 500,000.00 500,000.00 05 500,000.00 500,000.00 06 20,500,000.00 500,000.00 20,000,000.00

    CASO 2VR DEUDA 5,000,000.00 CUOTA INIC 500,000.00 No.CUOTAS 6 MENSUALESTASA 2.5% MENSUALVR CUOTAS 816,974.87

    No.CUOTAS VR CUOTA VR INTERESES ABONO A K0 500,000.00 0 500,000.00 1 816,974.87 112500 704,474.87 2 816,974.87 94888.128255539 722,086.74 3 816,974.87 76835.959717467 740,138.91 4 816,974.87 58332.486965942 758,642.38 5 816,974.87 39366.42739563 777,608.44 6 816,974.87 19926.21633606 797,048.65

    CASO 3 aVR DEUDA 20,000,000.00 No.PAGOS 6 TRIMESTRALES INCLUIDOS 2 GRACIATASA INT 9% TRIMESTRALVR CUOTAS 6,173,373.24

    No.CUOTAS VR CUOTA VR INTERESES ABONO A K0 - 0 - 1 1,800,000.00 1800000 - 2 1,800,000.00 1800000 - 3 6,173,373.24 1800000 4,373,373.24 4 6,173,373.24 1406396.408236 4,766,976.83 5 6,173,373.24 977368.49321329 5,196,004.75 6 6,173,373.24 509728.06583851 5,663,645.18

  • CASO 3 BVR DEUDA 20,000,000.00 No.PAGOS 6 TRIMESTRALES INCLUIDOS 2 GRACIATASA INT 9% TRIMESTRALVR CUOTAS 7,334,584.75

    No.CUOTAS VR CUOTA VR INTERESES ABONO A K0 - 0 - 1 - 1800000 - 2 - 1962000 - 3 7,334,584.75 2138580 5,196,004.75 4 7,334,584.75 1670939.5726252 5,663,645.18 5 7,334,584.75 1161211.5067867 6,173,373.24 6 7,334,584.75 605607.91502274 6,728,976.83

    CASO 4 AVR DEUDA 100,000,000.00 No.PAGOS 4 TRIMESTRALESTASA INT 9% TRIMESTRALABONO CAPITAL 25,000,000.00

    No.CUOTAS VR CUOTA VR INTERESES ABONO A K0 - 0 - 1 34,000,000.00 9,000,000.00 25,000,000.00 2 31,750,000.00 6,750,000.00 25,000,000.00 3 29,500,000.00 4,500,000.00 25,000,000.00 4 27,250,000.00 2,250,000.00 25,000,000.00

    CASO 4 BVR DEUDA 100,000,000.00 No.PAGOS 4 TRIMESTRALESTASA INT 9% TRIMESTRAL ANTICIPADOABONO CAPITAL 25,000,000.00

    No.CUOTAS VR CUOTA VR INTERESES ABONO A K0 9,000,000.00 9,000,000.00 - 1 31,750,000.00 6,750,000.00 25,000,000.00 2 29,500,000.00 4,500,000.00 25,000,000.00 3 27,250,000.00 2,250,000.00 25,000,000.00 4 25,000,000.00 0 25,000,000.00

    CASO 5VR CARRO 20,000,000.00 No.PAGOS 12 MESESTASA INT 3% MENSUAL

  • VALOR CUOTA 1,500,000.00 CUOTA INICIAL 2,000,000.00 CUOTAS EXTRAS 1,994,324.21 MES 6 Y 12

    No.CUOTAS VR CUOTA VR INTERESES ABONO A K0 2,000,000.00 - 2,000,000.00 1 1,500,000.00 540,000.00 960,000.00 2 1,500,000.00 511,200.00 988,800.00 3 1,500,000.00 481,536.00 1,018,464.00 4 1,500,000.00 450,982.08 1,049,017.92 5 1,500,000.00 419,511.54 1,080,488.46 6 3,494,324.21 387,096.89 3,107,227.32 7 1,500,000.00 293,880.07 1,206,119.93 8 1,500,000.00 257,696.47 1,242,303.53 9 1,500,000.00 220,427.37 1,279,572.63

    10 1,500,000.00 182,040.19 1,317,959.81 11 1,500,000.00 142,501.39 1,357,498.61 12 3,494,324.21 101,776.43 3,392,547.78

  • SALDO 20,000,000.00 20,000,000.00 20,000,000.00 20,000,000.00 20,000,000.00 20,000,000.00 -

    SALDO 4,500,000.00 3,795,525.13 3,073,438.39 2,333,299.48 1,574,657.10 797,048.65 -

    SALDO 20,000,000.00 20,000,000.00

    GRACIA 20,000,000.00 15,626,626.76 10,859,649.92 5,663,645.18 -

  • SALDO 20,000,000.00 21,800,000.00

    GRACIA 23,762,000.00 18,565,995.25 12,902,350.08 6,728,976.83 -

    SALDO 100,000,000.00 75,000,000.00 50,000,000.00 25,000,000.00 -

    SALDO 100,000,000.00 75,000,000.00 50,000,000.00 25,000,000.00 -

  • SALDO 18,000,000.00 17,040,000.00 16,051,200.00 15,032,736.00 13,983,718.08 12,903,229.62 9,796,002.30 8,589,882.37 7,347,578.84 6,068,006.20 4,750,046.39 3,392,547.78 -

    Hoja1