One of India’s leading financial service

distributor

Authorized Marketing association with India’s

leading bank for home loans & Business loans

Part of People Serve group ,having presence

in India since last 10 years

Owned by highly qualified professionals

(Chartered accountants & MBA’s)who have got

experience in home loan business from last

several years

About People Financials

Doorstep Services

Option to choose various banks under one roof

Option to choose most competitive interest rate available in the market

Client base of more than 300

Award from ICICI for one of the leading channel partner in year 2014

•Why People

Financials/Strength

Recognition

Products Offered

HOME LOAN

PERSONAL LOAN/BUSINESS LOAN

OFFICE PURCHASE LOAN

LOAN AGAINST PROPERTY/LRD

BALANCE Transfer/Top Up

HOME LOAN

HOME LOAN

Available against Mortgage of New property to be purchased

Loan Tenure of 10 to 30 years

ROI* Of 9.75%% to 10.50%

Loan up to 80% of Market Value

*ROI-Rate of Interest per annum

Target Clients -Home Loan

Those who are looking to Purchase new house/Flat /Land

Those who are constructing/Renovating their house

Those who have running home loan from banks at higher rate

*ROI-Rate of Interest per annum

Loan Against Property(LAP)/Lease Rental Discounting (LRD)

Available against Mortgage of existing Residential /Commercial Property

Loan Tenure of 10 to 15 years

ROI Of 10.75%-12%

Loan up to 80% of Market Value

Target Clients -LAP/LRD

For Business Expansion/Funding requirement

Converting Working Capital loan/CC to term loan

Travel ,marriage and other personal requirement

For Start of new Line of business

Those who are looking for education loan

*ROI-Rate of Interest per annum

Balance Transfer(BT) & Top Up

Transfer of existing Home Loan to other Banks /Financial Institution to get benefit of lower

interest rates

Getting additional loan as Top up loan at home loan rate

Transfer of existing LAP/LRD to other Banks /Financial Institution to get benefit of lower

interest rates

Loan up to 75% of Market Value

Target Clients -BT & Top Up

Those who are looking to reduce their existing ROI of Home Loan /LAP

For getting additional Loan for business/Personal Purpose

*For getting benefit up to Rs.10 Lacs

To Lower existing EMI Burden & Reduction of tenure

*ROI-Rate of Interest per annum

OtherTarget Client

Builders & Developers

Businessman’s who are looking to get fund for business & other

needs

Corporate’s looking for LRD loan against their Property leased to

big corporate like shopper stop /Pantaloon property

Individuals looking to get home loans or looking to save interest by

transfer of existing loan at Lower ROI

ROI & Fee –Ready Reckoner

Home Loan

Loan Amount (In Lacs ) ICICI Bank HDFC Bank PNB Housing Axis Bank

0-500(Salaried ) 9.90% 9.90% 9.95% 9.95%

0-150(Self Employed ) 9.90% 9.90% 10.35% 9.95%

>150(Self Employed ) 10% 10% 10.35% 10%

FEE

For salaried (New Loan ) 6270 11970 11798 11798

BT Cases 6270 11798 11798 6180

SENP(Business man) 11970 0.50% 0.25% 0.50%

LAP

ROI 11% 11% 11.5% 11.5%

Fees(%) 0.75% 1.00% 1.00% 1%

*9.85 for ladies