Download - CIFA presentation
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
The digitization of the banking sector and crowdfunding
![Page 2: CIFA presentation](https://reader033.vdocuments.co/reader033/viewer/2022052413/559c3ab11a28ab196a8b468f/html5/thumbnails/2.jpg)
Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
![Page 3: CIFA presentation](https://reader033.vdocuments.co/reader033/viewer/2022052413/559c3ab11a28ab196a8b468f/html5/thumbnails/3.jpg)
Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Increased digitization
Internet
Smartphone
Cash dispenser
![Page 4: CIFA presentation](https://reader033.vdocuments.co/reader033/viewer/2022052413/559c3ab11a28ab196a8b468f/html5/thumbnails/4.jpg)
Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Restrictions on cash transactions
Fraud prevention
![Page 5: CIFA presentation](https://reader033.vdocuments.co/reader033/viewer/2022052413/559c3ab11a28ab196a8b468f/html5/thumbnails/5.jpg)
Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Impact
Increasing online purchase
Threat to financial intermediary
Need for reorientation
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Intuit 2020 Report: the future of financial services
![Page 7: CIFA presentation](https://reader033.vdocuments.co/reader033/viewer/2022052413/559c3ab11a28ab196a8b468f/html5/thumbnails/7.jpg)
Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Money of the future Conference
Bank 3.0 by Brett King
![Page 8: CIFA presentation](https://reader033.vdocuments.co/reader033/viewer/2022052413/559c3ab11a28ab196a8b468f/html5/thumbnails/8.jpg)
Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
10 major trends
Mobile banks
Key trend: Mobile first
Mobile acquiring
Digital Wallets from IT-giants
Bank 3.0
![Page 9: CIFA presentation](https://reader033.vdocuments.co/reader033/viewer/2022052413/559c3ab11a28ab196a8b468f/html5/thumbnails/9.jpg)
Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
10 major trends
Collective investment schemes
Payment Systems and Services
Personal Finance
Web money
Facebook financial experiments
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Crowdfunding
Alternative financing method
Small contributions from a large group of investors
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Pre-sales
Donations and rewards
Supply = demand
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Lending
Social Lending
Peer-to-business lending
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Equity Crowdfunding
Business angel
Elite crowdfunding
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Revenue sharing
Profit sharing based on future profits
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Crowdfunding platforms
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Europe
Lack of legal and regulatory framework
Different national interpretations
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
North-America
Jobs act
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Impact on the financial world
Risk shift
Good vs. bad credits
Economy boost
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013
Crowdfunding as an opportunity
Lasting consumer relationships as a solution
Digitization threat to financial intermediary
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Beroepsvereniging van zelfstandige bank- en verzekeringsbemiddelaars
XIth International CIFA FORUM
26 April 2013