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VA 10000
TEA 18.72%
TEM 0.01440253
Nper 48
Cuota 290.02
Intereses 3,920.81
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VA 4000 380
TEA 18.72%
TEM 0.3
Nper 30 360 M
Cuota 1,200.46
Intereses 32,013.75
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VA 4500
TEA 18.72%
TEM 0.015
Nper 12
Cuota 412.56
Intereses 450.72
1.
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"esa!or &7 'a "ua' "uestaar'a en 12 "uotas&en!a por !eparta#entos5%
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VA 10000
TEA 22.73%
TEM 0.0172145444 0.01721454
Nper 36
Cuota 0.03749942 150.00
Intereses 9,998.65
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Anua'&!a! 1500
nper 36 #eses
TEA 8.50%
TEM 0.0068214934
Va'or &na' 60,973.99
Intereses 6,973.99
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Cuota In&"&a' 20000
Nper 180 !as
TEA 7.50%
TEM 0.006044919
A 0.16416566
Cuota Mensua'es 3,283.31
Intereses ana!os 300.12
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Va'or A"tua' 8000
Cuota 250
Nper 48 #eses
TEM 1.79%
TEA 23.78%
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Va'or A"tua' 1401.83
TEA 22.73%
TEM 0.0172145444
Nper
Cuota 150.00
Mes Saldo Inicial Intereses Amortización Cuota Saldo Final
1 1401.83 24.13 125.87 150.00 1275.97
2 1275.97 21.97 128.03 150.00 1147.93
3 1147.93 19.76 130.24 150.00 1017.69
4 1017.69 17.52 132.48 150.00 885.21
5 885.21 15.24 134.76 150.00 750.45
6 750.45 12.92 137.08 150.00 613.37
7 613.37 10.56 139.44 150.00 473.93
8 473.93 8.16 141.84 150.00 332.09
9 332.09 5.72 144.28 150.00 187.8010 187.80 3.23 146.77 150.00 41.04
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Va'or A"tua' 4000
TEA 22.73%
TEM 0.0172145444
Nper 36 #eses
Cuota 150.00
Mes Saldo Inicial Intereses Amortización Cuota Saldo Final
1 4000.00 68.86 81.14 150.00 3918.86
2 3918.86 67.46 82.54 150.00 3836.32
3 3836.32 66.04 83.96 150.00 3752.37
4 3752.37 64.60 85.40 150.00 3666.96
5 3666.96 63.13 86.87 150.00 3580.09
6 3580.09 61.63 88.37 150.00 3491.72
7 3491.72 60.11 89.89 150.00 3401.83
8 3401.83 58.56 91.44 150.00 3310.40
9 3310.40 56.99 93.01 150.00 3217.39
10 3217.39 55.39 94.61 150.00 3122.78
11 3122.78 53.76 96.24 150.00 3026.54
12 3026.54 52.10 97.90 150.00 2928.64
13 2928.64 50.42 99.58 150.00 2829.06
14 2829.06 48.70 101.30 150.00 2727.76
15 2727.76 46.96 103.04 150.00 2624.72
16 2624.72 45.18 104.81 150.00 2519.90
17 2519.90 43.38 106.62 150.00 2413.29
18 2413.29 41.54 108.45 150.00 2304.83
19 2304.83 39.68 110.32 150.00 2194.51
20 2194.51 37.78 112.22 150.00 2082.29
21 2082.29 35.85 114.15 150.00 1968.14
22 1968.14 33.88 116.12 150.00 1852.02
23 1852.02 31.88 118.12 150.00 1733.90
24 1733.90 29.85 120.15 150.00 1613.76
25 1613.76 27.78 122.22 150.00 1491.54
26 1491.54 25.68 124.32 150.00 1367.22
27 1367.22 23.54 126.46 150.00 1240.75
28 1240.75 21.36 128.64 150.00 1112.12
29 1112.12 19.14 130.85 150.00 981.26
30 981.26 16.89 133.11 150.00 848.16
31 848.16 14.60 135.40 150.00 712.76
32 712.76 12.27 137.73 150.00 575.03
33 575.03 9.90 140.10 150.00 434.93
34 434.93 7.49 142.51 150.00 292.42
35 292.42 5.03 144.96 150.00 147.46
36 147.46 2.54 147.46 150.00 0.00
1399.92 4000.00 5399.92
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Va'or A"tua' 4000
TEA 22.73%
TEM 0.0172145444
Nper 34 #eses
Cuota 161.83
Cua!ro !e A#ort&a"&n "on !os per&o!os !e +ra"&a
Mes Saldo Inicial Intereses Amortización Cuota Saldo Final
1 4000.00 6.6 0.00 0.00 4068.86
2 4068.86 70.04 0.00 0.00 4138.90
3 4138.90 71.25 90.58 161.83 4048.32
4 4048.32 69.69 92.14 161.83 3956.18
5 3956.18 68.10 93.72 161.83 3862.46
6 3862.46 66.49 95.34 161.83 3767.12
7 3767.12 64.85 96.98 161.83 3670.148 3670.14 63.18 98.65 161.83 3571.50
9 3571.50 61.48 100.35 161.83 3471.15
10 3471.15 59.75 102.07 161.83 3369.07
11 3369.07 58.00 103.83 161.83 3265.24
12 3265.24 56.21 105.62 161.83 3159.62
13 3159.62 54.39 107.44 161.83 3052.19
14 3052.19 52.54 109.29 161.83 2942.90
15 2942.90 50.66 111.17 161.83 2831.73
16 2831.73 48.75 113.08 161.83 2718.65
17 2718.65 46.80 115.03 161.83 2603.6318 2603.63 44.82 117.01 161.83 2486.62
19 2486.62 42.81 119.02 161.83 2367.59
20 2367.59 40.76 121.07 161.83 2246.52
21 2246.52 38.67 123.16 161.83 2123.37
22 2123.37 36.55 125.28 161.83 1998.09
23 1998.09 34.40 127.43 161.83 1870.66
24 1870.66 32.20 129.63 161.83 1741.04
25 1741.04 29.97 131.86 161.83 1609.18
26 1609.18 27.70 134.13 161.83 1475.0527 1475.05 25.39 136.44 161.83 1338.62
28 1338.62 23.04 138.78 161.83 1199.83
29 1199.83 20.65 141.17 161.83 1058.66
30 1058.66 18.22 143.60 161.83 915.05
31 915.05 15.75 146.08 161.83 768.98
32 768.98 13.24 148.59 161.83 620.39
33 620.39 10.68 151.15 161.83 469.24
34 469.24 8.08 153.75 161.83 315.49
35 315.49 5.43 156.40 161.83 159.09
36 159.09 2.74 159.09 161.83 0.00
1502.16 413.90 5502.16
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Va'or A"tua' 4000
TEA 22.73%
TEM 0.0172145444
Nper 36 #eses
Cuadro de Amortización con cuotas decrecientes
Mes Saldo Inicial Intereses Amortización Cuota Saldo Final
1 4000.00 6.6 111.11 179.97 3888.89
2 3888.89 66.95 111.11 178.06 3777.78
3 3777.78 65.03 111.11 176.14 3666.67
4 3666.67 63.12 111.11 174.23 3555.56
5 3555.56 61.21 111.11 172.32 3444.44
6 3444.44 59.29 111.11 170.41 3333.33
7 3333.33 57.38 111.11 168.49 3222.228 3222.22 55.47 111.11 166.58 3111.11
9 3111.11 53.56 111.11 164.67 3000.00
10 3000.00 51.64 111.11 162.75 2888.89
11 2888.89 49.73 111.11 160.84 2777.78
12 2777.78 47.82 111.11 158.93 2666.67
13 2666.67 45.91 111.11 157.02 2555.56
14 2555.56 43.99 111.11 155.10 2444.44
15 2444.44 42.08 111.11 153.19 2333.33
16 2333.33 40.17 111.11 151.28 2222.22
17 2222.22 38.25 111.11 149.37 2111.11
18 2111.11 36.34 111.11 147.45 2000.00
19 2000.00 34.43 111.11 145.54 1888.89
20 1888.89 32.52 111.11 143.63 1777.78
21 1777.78 30.60 111.11 141.71 1666.67
22 1666.67 28.69 111.11 139.80 1555.56
23 1555.56 26.78 111.11 137.89 1444.44
24 1444.44 24.87 111.11 135.98 1333.33
25 1333.33 22.95 111.11 134.06 1222.22
26 1222.22 21.04 111.11 132.15 1111.1127 1111.11 19.13 111.11 130.24 1000.00
28 1000.00 17.21 111.11 128.33 888.89
29 888.89 15.30 111.11 126.41 777.78
30 777.78 13.39 111.11 124.50 666.67
31 666.67 11.48 111.11 122.59 555.56
32 555.56 9.56 111.11 120.67 444.44
33 444.44 7.65 111.11 118.76 333.33
34 333.33 5.74 111.11 116.85 222.22
35 222.22 3.83 111.11 114.94 111.11
36 111.11 1.91 111.11 113.02 0.00
12!3. 4000.00 52!3.