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ms‡hvRbx-L

1) A_v©qbKvix e¨vsK/Avw_©K cÖwZôv‡bi bvgt

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3) weAviwcwW mvKz©jvi bs-10/2020 Gi AvIZvq AÎ e¨vsK/Avw_©K cÖwZôv‡bi AbyK~‡j cybtA_©vq‡bi Rb¨ eivÏK…Z m‡ev©”P mxgv (UvKvq)t

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6) **/20** gvm ch©šÍ weZiYK…Z †gvU FY/wewb‡qv‡Mi 50% t ------- (we ÍvwiZ QK-L(1))

QK-L(1)

µg FY/wewb‡qvM MÖnxZv cÖwZôv‡bi bvg

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m~Î

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ms‡hvRbx-M

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K¨vwcUvj wn‡m‡e cÖ‡`q

mxgv

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eivÏK…Z m‡ev©”P mxgv

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weZiYK…Z FY/wewb‡qv‡Mi cwigvY

weMZ gvm ch©šÍ

weAviwcwW mvK©yjvi bs-

10/2020 Gi AvIZvq

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cybtA_©vq‡bi cwigvY

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mvK©yjvi bs-10/2020 Gi

AvIZvq cÖ Ë cybtA_©vq‡bi

cwigvY

weMZ gvm ch©šÍ

weAviwcwW mvK©yjvi bs-

10/2020 Gi AvIZvq

cÖ Ë cybtA_©vq‡bi

wecix‡Z cwi‡kvwaZ

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(1) (2) ={ (1) X 50%)} (3) (4) (5) (6)

ms‡hvRbx-M Gi wel‡q †h †Kvb †hvMv‡hv‡Mi Rb¨ `vwqZ¡cÖvß Kg©KZ©vi bvg: c`ex: Awdm ‡dvb bs: †gvevBj †dvb bs: B-‡gBj:

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Website: www.bb.org.bd


evsjv‡`k e¨vsK

cÖavb Kvh©vjq

XvKv|

12 GwcÖj 2020

weAviwcwW mvKz©jvi bs-08 ZvwiLt---------------------

29 ˆPÎ 1426

eë ’vcbv cwiPvjK/cÖavb wbe©vnx

evsjv‡`‡k Kvh©iZ mKj Zdwmwj e¨vsK I Avw_©K cÖwZôvb|

wcªq g‡nv`q,

b‡fj K‡ivbv fvBivm (COVID-19)-Gi cÖv yf©v‡ei Kvi‡Y evsjv‡`‡k

m¤¢ve¨ A_©‰bwZK cÖfve †gvKv‡ejvq Avw_©K cÖ‡Yv`bv cÖm‡½|

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A_©‰bwZK Kg©KvÛ cybiæ¾xweZKiY, kÖwgK-Kg©Pvix‡ì Kv‡R envj Ges D‡`¨v³v‡ì cÖwZ‡hvwMZvi mÿgZv Aÿzbœ

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j‡ÿ¨ 30 nvRvi †KvwU UvKvi Avw_©K mnvqZv †NvlYv K‡ib|

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myweav w`‡e| IqvwK©s K¨vwcUvj wn‡m‡e cÖ Ë FY/wewb‡qvM myweavi wecix‡Z ¶wZMÖ Í wkí I mvwf©m †m±‡ii

cÖwZôvbmg~‡ni Dci my`/gybvdvi †evSv mnbxq Kiv/jvN‡ei j‡ÿ¨ G c¨v‡KR †NvlYv Kiv n‡q‡Q| MÖvnK ch©v‡q

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wb‡ ©kbvmg~n AbymiYxq n‡et

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G c¨v‡K‡Ri AvIZvq Zdwmwj e¨vs‡Ki wbR¯ FY/wewb‡qvM bxwZgvjv Abyhvqx FY/wewb‡qvM gÄyix/Aby‡gvw`Z

n‡Z n‡e| Z‡e cÖwZwU FY/wewb‡qvM weZi‡Yi c~‡e © evsjv‡`k e¨vsK Gi e¨vswKs cÖwewa I bxwZ wefvM n‡Z

m¤§wZcÎ MÖnY Ki‡Z n‡e| miKvi KZ©…K fZ©yKx eve` cÖ Ë my`/gybvdvi Ask evsjv‡`k e¨vsK Gi cÖavb

Kvh©vjq Gi GKvD›Um GÛ ev‡RwUs wWcvU©‡g›U KZ©„K cÖ Ë n‡e| miKvi n‡Z fZz ©Kx eve` my`/gybvdvi cybf©iY

MÖnY msµvšÍ Kvh©µg mswkøó e¨vs‡Ki cÖavb Kvh©vjq/wcÖwÝcvj Awdm KZ©„K m¤úvw`Z n‡Z n‡e|

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2) e¨vsKIqvix FY/wewb‡qv†Mi mxgv Ges †gqv`t

K) e¨vswKs †m±i KZ©…K wkí I mvwf©m †m±‡i IqvwK©s K¨vwcUvj wn‡m‡e cÖ Ë FY/wewb‡qv‡Mi wecix‡Z 31

wW‡m¤i 2019 ZvwiL w ’wZi g‡a¨ ¯ ¯ e¨vs‡Ki Ae`vb Ges m¤¢ve¨ FY/wewb‡qvM Pvwn`vi welqwU we‡ePbvq

wb‡q cÖwZwU e¨vsK G c¨v‡K‡Ri AvIZvq FY/wewb‡qv‡Mi wbR¯ Pvwn`v wba©viY Ki‡e hv G c¨v‡K‡Ri

AvIZvq mswkøó e¨vs‡Ki FY/wewb‡qv‡Mi cÖv_wgK mxgv wn‡m‡e we‡ewPZ n‡e| D³ mxgvi Dci wfwË K‡i

e¨vsK Zv‡ì FY/wewb‡qvM Kvh©µg cwiPvjbv Ki‡e| †h‡nZy Av‡jvP¨ c¨v‡K‡Ri AvIZvq †gvU Znwe‡ji

cwigvY wba©vwiZ i‡q‡Q, †m‡nZz e¨vsK KZ…©K D³ mxgv wba©vi‡Yi ci ¯íZg mg‡qi g‡a¨ evsjv‡`k e¨vsK

Gi e¨vswKs cÖwewa I bxwZ wefvM‡K AewnZ Ki‡Z n‡e| G c¨v‡K‡Ri AvIZvq FY/wewb‡qvM Kvh ©©©©µg

myôyfv‡e m¤úbœ Kivmn mvwe©K Kvh©µ‡gi g‡a¨ mvgÄm¨Ki‡Yi j‡ÿ¨ evsjv‡`k e¨vsK cÖ‡qvR‡b D³ mxgv

e„w×/n«vm Ki‡Z cvi‡e;

L) G c¨v‡K‡Ri AvIZvq FY/wewb‡qvM myweav cÖ v‡bi ‡ÿ‡Î 31 wW‡m¤i 2019 Zvwi‡Li w ’wZwfwËK wkí I

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mv‡_ mvgÄm¨Zv i¶v Ki‡Z n‡e;

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m‡e©v”P GK eQi †gqv‡ì Rb¨ G c¨v‡K‡Ri AvIZvq miKvi n‡Z fZz©Kx cvIqv hv‡e|

3) FY/wewb‡qvM cÖvwßi †hvM¨Zvt

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n‡q‡Q ïaygvÎ †m mKj cÖwZôvb G myweavi AvIZvfz³ n‡e| G myweav cÖvwßi †ÿ‡Î wb¤œewY©Z kZ©mg~n cÖ‡hvR¨

n‡et

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FY/wewb‡qvM myweav cÖvc¨ n‡e bv;

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Avm‡Q wKš‘ K‡ivbv fvBiv‡mi cÖv yf©v‡e ÿwZMÖ Í nIqvq e¨vsK FY/wewb‡qv‡Mi Dci wbf©ikxj n‡Z n‡”Q)

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(FY/wewb‡qvM MÖn‡Yi Av‡e`‡bi mgq me©‡kl wnmve eQi †kl nIqvi Qq gvm AwZevwnZ bv n‡j c~e ©eZ©x

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4) FY/wewb‡qv‡Mi eënvit

K) K‡ivbv fvBiv‡mi cÖv yf©v‡e ¶wZMÖ Í wkí I mvwf©m †m±‡ii cÖwZôvbmg~‡ni ¯vfvweK Kvh©µg cwiPvjbvi

D‡Ï‡k¨ IqvwK©s K¨vwcUvj FY/wewb‡qv‡Mi Pvwn`vi wecix‡Z G c¨v‡K‡Ri AvIZvq cÖ Ë FY/wewb‡qvM

eënvi Kiv hv‡e;

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L) G c¨v‡K‡Ri AvIZvq M„nxZ FY/wewb‡qvM w`‡q we`¨gvb †Kvb FY/wewb‡qvM wnmve mgšq/cwi‡kva Kiv

hv‡e bv;

M) weGgAviB-mn eëmv m¤úªmviY ev bZzb †Kvb eëmv Pvjyi Rb¨ G FY/wewb‡qvM eënvi Kiv hv‡e bv|

5) wkí I mvwf©m †m±‡ii AbyK~‡j cÖ‡`q FY/wewb‡qvM mxgv I †gqv`t

K) wkí I mvwf©m †m±‡ii ÿwZMÖ Í †h mKj cÖwZôvb eZ©gv‡b e¨vsK n‡Z IqvwK©s K¨vwcUvj FY/wewb‡qvM myweav

†fvM Ki‡Q †m mKj cÖwZôv‡bi †ÿ‡Î G c¨v‡K‡Ri AvIZvq FY/wewb‡qv‡Mi mxgv n‡e we`¨gvb IqvwK©s

K¨vwcUvj eve` gÄyixK…Z/cÖ Ë mxgvi m‡e©v”P 30%;

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†fvM Ki‡Q bv ‡m mKj cÖwZôv‡bi †ÿ‡Î FY/wewb‡qvM cÖ vbKvix e¨vs‡Ki we`¨gvb bxwZgvjvi AvIZvq

IqvwK©s K¨vwcUvj eve` FY/wewb‡qv‡Mi cÖvc¨Zv mxgv wba©vwiZ n‡e| G c¨v‡K‡Ri AvIZvq FY/wewb‡qv‡Mi

mxgv n‡e DwjøwLZ cÖvc¨Zv mxgvi m‡e©v”P 30%;

M) G c¨v‡K‡Ri AvIZvq cÖ Ë FY/wewb‡qvM GKwU Pjgvb FY/wewb‡qvM wn‡m‡e we‡ewPZ n‡e| Pjgvb

FY/wewb‡qvMwU Working Capital under Stimulus Package bv‡g AwfwnZ n‡e Ges wmGj-2

weeiYx‡Z wi‡cvU© Ki‡Z n‡e| cÖwZwU FY/wewb‡qv‡Mi †gqv` n‡e m‡e©v”P 1(GK) eQi| Av‡jvP¨ c¨v‡K‡Ri

AvIZvq G FY/wewb‡qvM myweav bevqb Kiv hv‡e bv| Z‡e FY/wewb‡qvM MÖnxZv cÖwZôv‡bi eëmvwqK

†jb‡`b m‡šÍvlRbK n‡j e¨vsKvi-MÖvnK m¤ú‡K ©i wfwË‡Z FY/wewb‡qvM myweavwU bevqb Kiv †h‡Z cv‡i|

†m‡ÿ‡Î cieZ©x mg‡qi Rb¨ miKv‡ii wbKU n‡Z my`/gybvdv eve` †Kvb fZ©yKx cÖvc¨ n‡e bv|

6) FY/wewb‡qv‡Mi my`/gybvdvi nvit

K) G FY/wewb‡qv†Mi my`/gybvdvi nvi n‡e m‡e©v”P 9.00 kZvsk| cÖ Ë FY/wewb‡qv‡Mi Dci Av‡ivwcZ

my`/gybvdvi A‡a©K A_ ©vr 4.50 kZvsk FY/wewb‡qvM MÖnxZv cÖwZôvb cwi‡kva Ki‡e Ges Aewkó 4.50

kZvsk miKvi fZz©Kx wn‡m‡e mswkøó e¨vsK‡K cÖ vb Ki‡e| G‡ÿ‡Î AÎ mvK©zjv‡ii 2(M)bs µwg‡K ewY©Z

bxwZgvjv Abyhvqx †Kv‡bv GKK FY/wewb‡qvM MÖnxZv cÖwZôvb m‡e ©v”P GK eQ‡ii Rb¨ miKvi n‡Z fZz©Kx

cÖvc¨ n‡e;

L) FY/wewb‡qv‡Mi Dci 9 kZvsk nv‡i my`/gybvdv Av‡ivwcZ n‡jI miKvi n‡Z cÖvc¨ fZ ©yKxi mgcwigvY A_ ©

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7) FY/wewb‡qv‡Mi Av‡e`b MÖnY, Aby‡gv`b, weZiY I Z`viwK cÖwµqvt

G c¨v‡K‡Ri AvIZvq FY/wewb‡qvM cÖvwßi Rb¨ Av‡e`b MÖnY, Aby‡gv`b, weZiY I Z`viwK Kvh©µg wb¤œewY ©Z

Dcv‡q m¤úvw`Z n‡et

K) K‡ivbv fvBiv‡mi cÖv yf©v‡ei Kvi‡Y ÿwZMÖ Í wkí I mvwf©m †m±‡ii cÖwZôvb †h †Kv‡bv Zdwmwj e¨vs‡K

FY/wewb‡qv‡Mi Rb¨ Av‡e`b Ki‡Z cvi‡e;

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L) AÎ mvK©zjv‡ii 2bs µwg‡K ewY©Z bxwZgvjv Abyhvqx G c¨v‡K‡Ri AvIZvq cÖwZwU e¨vs‡Ki FY/wewb‡qv‡Mi

†gvU mxgv (LvZ-wfwËKmn) wba©vwiZ n‡e| e¨vsK KZ…©K cÖ`Ë †gvU FY/wewb‡qv‡Mi cwigvY D³ wba©vwiZ

mxgvi AwZwi³ n‡j mxgvwZwi³ FY/wewb‡qv‡Mi Dci miKvi n‡Z fZy©Kx cÖvc¨ n‡e bv;

M) FY/wewb‡qvM MÖn‡Y B”QzK Av‡e`bKvix cÖwZôvbwU K‡ivbv fvBiv‡mi cÖfv‡e ¶wZMÖ Í n‡q‡Q- G welqwU

wbwðZ n‡q Zdwmwj e¨vsK ¯-¯ mxgvi g‡a¨ wbR¯ FY/wewb‡qvM bxwZgvjvi AvIZvq FY/wewb‡qvM SuywK

we‡kølYc~e ©K e¨vsKvi-MÖvnK m¤ú‡K ©i wfwË‡Z FY/wewb‡qv‡Mi gÄyix/Aby‡gv`b cÖ`vb Ki‡e;

N) G c¨v‡K‡Ri AvIZvq FY/wewb‡qvM MÖn‡Y B”QzK †hvM¨ Av‡e`bKvix‡ì FY/wewb‡qvM Pvwn`v ¯-¯ e¨vs‡Ki

FY/wewb‡qvM mxgvi AwaK n‡j FY/wewb‡qvM cÖ v‡bi †ÿ‡Î A‡cÿvK…Z †ewk ÿwZMÖ Í cÖwZôvb‡K

AMÖvwaKvi (Priority) w`‡Z n‡e| cÖ Ë FY/wewb‡qvM mgšq/cwi‡kvwaZ n‡j A_ev wbav ©wiZ ‡gqv` GK

eQi AwZevwnZ n‡j (‡hwU Av‡M N‡U) cieZ©x‡Z FY/wewb‡qvM cÖ v‡bi †ÿ‡Î GKBfv‡e A‡cÿvK…Z †ewk

ÿwZMÖ Í cÖwZôvb‡K AMÖvwaKvi w`‡Z n‡e| ‡Kv‡bv e¨vsK Gfv‡e †gvU wZb eQi ch©šÍ G c¨v‡K‡Ri AvIZvq

FY/wewb‡qvM myweav cÖ vb Ki‡Z cvi‡e| Z‡e GKwU cÖwZôvb ïaygvÎ GK eQ‡ii Rb¨ Av‡jvP¨ fZz©Kx

myweav cÖvc¨ n‡e;

O) cÖ Ë FY/wewb‡qvM myweav ¯í msL¨K MÖvnK‡ì g‡a¨ ‡K› ªxf~Z bv K‡i ÿwZMÖ Í wkí I mvwf©m †m±‡ii

AwaK msL¨K cÖwZôvb hv‡Z G c¨v‡K‡Ri AvIZvq FY/wewb‡qvM myweav †fvM Ki‡Z cv‡i FY/wewb‡qvM

cÖ vbKvix e¨vsK †m welqwU‡K ¸iæZ¡ w`‡e;

P) Av‡jvP¨ FY/wewb‡qvM myweav cÖ v‡bi †ÿ‡Î evsjv‡`k e¨vsK KZ©„K RvwiK…Z GKK MÖvnK FYmxgv (Single Borrower Exposure Limit) msµvšÍ wb‡ ©kbv cÖ‡hvR¨ n‡e;

Q) evsjv‡`k e¨vsK Gi e¨vswKs cÖwewa I bxwZ wefv‡Mi AvIZvq Ôwe‡kl gwbUwis BDwbUÕ bv‡g GKwU BDwbU

_vK‡e| G c¨v‡K‡Ri AvIZvq FY/wewb‡qvM msµvšÍ †h †Kvb cÖ‡qvR‡b Zdwmwj e¨vsKmg~n D³ BDwb‡Ui

mv‡_ †hvMv‡hvM Ki‡e| GZØ¨ZxZ D³ BDwbU Gi ZË¡eav‡b †h †Kvb mgq G c¨v‡K‡Ri AvIZvq cÖ Ë

FY/wewb‡qvM Kvh©µg cwi`k©b Kiv n‡e;

R) e¨vs‡Ki h_vh_ KZ ©„cÿ KZ…©K FY/wewb‡qv‡Mi gÄyix/Aby‡gv`b nIqvi ci Dchy³ KZ©…c‡¶i Aby‡gv`‡bi

Kwc, FY MÖn‡Y B”QzK Av‡e`bKvixi AbyK~‡j FY/wewb‡qvM gÄyixi ¯c‡ÿ e¨vs‡Ki gZvgZmn eë ’vcbv

cwiPvjK/cÖavb wbe©vnx (we‡`kx e¨vs‡Ki †ÿ‡Î evsjv‡`k Acv‡ik‡bi cÖavb) Gi ¯vÿ‡i Ôms‡hvRbx K-1Õ-

G ewY©Z di‡gU ‡gvZv‡eK Ges Ôms‡hvRbx K-2Õ-G ewY©Z Z_¨vw`mn FY/wewb‡qvM cÖ v‡bi j‡ÿ¨ evsjv‡`k

e¨vs‡Ki m¤§wZcÎ cÖvwßi Rb¨ e¨vswKs cÖwewa I bxwZ wefvM eive‡i Av‡e`b Ki‡Z n‡e| GZ &&msµvšÍ

Kvh©µg myôyfv‡e m¤úv`b Kivi j‡ÿ¨ e¨vs‡Ki cÖavb wbe©vnxi mivmwi ZË¡veav‡b GKwU Ôwe‡kl †mjÕ MVb

Ki‡Z n‡e Ges D³ †mj G c¨v‡K‡Ri AvIZvq FY/wewb‡qvM Kvh ©µ‡gi †dvKvj c‡q›U wn‡m‡e KvR

Ki‡e I evsjv‡`k e¨vs‡Ki we‡kl gwbUwis BDwb‡Ui mv‡_ cÖ‡qvRbxq ‡hvMv‡hvM iÿv Ki‡e;

S) evsjv‡`k e¨vs‡Ki m¤§wZ cÎ cÖvwßi ci e¨vsK wbR¯ FY/wewb‡qvM bxwZgvjvi AvIZvq cÖ‡qvRbxq Kvh©µg

m¤úbœ K‡i wbR¯ Znwej n‡Z FY/wewb‡qvM weZiY Ki‡e;

T) AÎ mvKy©jv‡ii AvIZvq e¨vsK KZ…©K cÖ Ë FY/wewb‡qvM Gi Z_¨ Ôms‡hvRbx MÕ Abyhvqx gvwmK wfwË‡Z gvm

†k‡l cieZx© gv‡mi 10 Zvwi‡Li g‡a¨ e¨vswKs cªwewa I bxwZ wefvM-G †cÖiY Ki‡Z n‡e|

of 11

8) FY/wewb‡qvM Av`vq cÖwµqvt

K) G myweav cÖvwßi j‡ÿ¨ FY/wewb‡qv‡Mi wecix‡Z Av‡ivwcZ my`/gybvdvmn FY/wewb‡qv‡Mi w ’wZ (Loan Outstanding) gÄyixK…Z FY/wewb‡qvM mxgv AwZµg Ki‡Z cvi‡e bv| Z‡e †Kv‡bv Kvi‡Y my`/gybvdv

Av‡iv‡ci d‡j FY/wewb‡qv‡Mi w ’wZ FY/wewb‡qvM mxgv AwZµg Ki‡j cÖwZ ‰ÎgvwmK †k‡l cieZ©x 05

(cvuP) Kg©w`e‡mi g‡a¨ FY/wewb‡qvM MÖnxZv KZ „©K Zv cwi‡kvwaZ/mgwšZ n‡Z n‡e;

L) weZiYK…Z FY/wewb‡qvM Av`v‡qi mKj `vq-`vwqZ¡ FY/wewb‡qvM cÖ vbKvix e¨vs‡Ki Dci eZ©v‡e;

M) FY/wewb‡qvM Abv`v‡q Giƒc wnmve †kÖYxKiY I cÖwfkwbs msµvšÍ we`¨gvb bxwZgvjv Abyhvqx †kÖYxKiYc~e ©K

h_vh_ cÖwfkb msiÿY Ki‡Z n‡e|

9) FY/wewb‡qv‡Mi wecix‡Z my`/gybvdvi A_ © cybf©iY cÖwµqvt

K) G c¨v‡K‡Ri AvIZvq weZiYK…Z FY/wewb‡qv‡Mi Dci Av‡ivwcZ my`/gybvdv mvK©zjv‡i ewY©Z wbqgvbyhvqx

Av`vq n‡j ‰ÎgvwmK wfwË‡Z (gvP©, Ryb, †m‡Þ¤i I wW‡m¤i) G mvK©zjvi †gvZv‡eK †gvU wba©vwiZ

my`/gybvdvi A‡a©K miKv‡ii wbKU n‡Z mswkøó e¨vsK fZy ©Kx wn‡m‡e cÖvc¨ n‡e| D‡jøL¨, fZz©Kx eve` cÖvc¨

A_© ev‡` †Kv‡bv FY/wewb‡qvM MÖnxZvi FY/wewb‡qvM w ’wZ mxgvi g‡a¨ _vK‡j my`/gybvdvi A_© Av`vq

wn‡m‡e we‡ewPZ n‡e;

L) mswkøó e¨vsK FY/wewb‡qv‡Mi Dci wba©vwiZ my`/gybvdv Av‡ivc K‡i FY/wewb‡qvM MÖnxZvi Ask Av`vqc~e©K

ˆÎgvwmK ‡k‡l cieZ©x gv‡mi 10 Zvwi‡Li g‡a¨ evsjv‡`‡ki e¨vs‡Ki m¤§wZcÎmn Ôms‡hvRbx-L-1Õ I

Ôms‡hvRbx-L-2Õ Abyhvqx evsjv‡`k e¨vs‡Ki GKvD›Um GÛ ev‡RwUs wWcvU ©‡g›U eive‡i my`/gybvdv eve`

fZz©Kxi Rb¨ Av‡e`b Ki‡e;

M) GKvD›Um GÛ ev‡RwUs wWcvU ©‡g›U Giƒc Av‡e`b hvPvBc~e©K fZ©yKx eve` cÖvc¨ my`/gybvdvi A_ © evsjv‡`k

e¨vs‡Ki mv‡_ iwÿZ mswkøó e¨vs‡Ki PjwZ wnmv‡e Rgv Ki‡e;

N) FY/wewb‡qv‡Mi Dci Av‡ivwcZ my`/gybvdvi g‡a¨ MÖvnK KZ…©K cÖ‡`q Ask AÎ bxwZgvjv Abyhvqx h_vmg‡q

Av`vq/cwi‡kvwaZ bv n‡j miKv‡ii wbKU n‡Z my`/gybvdv eve` fZ©zKxi A_ © cÖvc¨ n‡e bv| G‡ÿ‡Î mswkøó

e¨vsK Giƒc A_ © MÖvn‡Ki FY/wewb‡qvM wnmv‡ei wecix‡Z Av‡ivc Ki‡Z cvi‡e Ges Zv MÖvn‡Ki `vq

wn‡m‡e we‡ewPZ n‡e|

10) Avw_©K cÖwZôv‡bi ‡ÿ‡Î cÖ‡hvR¨Zvt

K) Dc‡iv³ wb‡ ©kbvmg~n Avw_©K cÖwZôvb AvBb, 1993 Gi AvIZvq Kvh©iZ Avw_©K cÖwZôvbmg~‡ni Rb¨I

mgfv‡e cÖ‡hvR¨ n‡e| Avw_ ©K cÖwZôvbmg~‡ni †ÿ‡ÎI G c¨v‡K‡Ri AvIZvq cÖ Ë FY/wewb‡qv†Mi

my`/gybvdvi nvi n‡e m‡e©v”P 9 kZvsk Ges cÖ Ë FY/wewb‡qv‡Mi my`/gybvdvi A‡a©K A_©vr 4 `kwgK 50

kZvsk FY/wewb‡qvM MÖnxZv cwi‡kva Ki‡e Ges Aewkó 4 `kwgK 50 kZvsk miKvi fZy©Kx wn‡m‡e

mswkøó Avw_©K cÖwZôvb‡K cÖ vb Ki‡e|

L) cÖwZwU FY/wewb‡qvM weZi‡Yi c~‡e © evsjv‡`k e¨vsK Gi Avw_©K cÖwZôvb I evRvi wefvM n‡Z m¤§wZcÎ

MÖnY Ki‡Z n‡e|

of 11

M) Avw_©K cÖwZôvb KZ…©K FY/wewb‡qvM cÖ v‡bi †ÿ‡Î ICRRS cÖ‡hvR¨ n‡e bv| G‡ÿ‡Î FY/wewb‡qvM cÖ v‡bi

†ÿ‡Î Avw_ ©K cÖwZôvb I evRvi wefvM KZ©…K RvwiK…Z bxwZgvjv (hw` _v‡K) Ges mswkøó Avw_ ©K cÖwZôv‡bi

we`¨gvb FY/wewb‡qvM bxwZgvjv I wewa-weavb cÖ‡hvR¨ n‡e|

N) AÎ mvKz©jv‡ii AvIZvq FY/wewb‡qvM cÖ v‡bi †ÿ‡Î cÖv‡qvwMK myweav‡_ © Avw_©K cÖwZôvb I evRvi wefvM

cÖ‡qvRbxq †ÿ‡Î AwaKZi wb‡ ©kbv Rvwi Ki‡e|

e¨vsK †Kv¤úvbx AvBb, 1991 Gi 45 aviv Ges Avw_©K cÖwZôvb AvBb, 1993 Gi 18 avivq cÖ`Ë ÿgZve‡j G

wb‡ ©kbv Rvwi Kiv n‡jv|

G wb‡ ©kbv Awej‡¤ Kvh©Ki n‡e|

Avcbv‡`i wek Í,

ms‡hvRbxt eY©bv †gvZv‡eK|

(‡gvt gKeyj †nv‡mb)

gnve¨e ’vcK (PjwZ `vwq‡Z¡)

‡dvbt 9530268

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m~Î: ZvwiL:

gnveë ’vcK


evsjv‡`k e¨vsK

cÖavb Kvh©vjq, XvKv|

wcÖq g‡nv`q,

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FY/wewb‡qvM gÄyi Kiv n‡q‡Q| G ch©v‡q, Av‡e`bKvixi AbyK~‡j FY/wewb‡qvM myweav cÖ v‡bi wel‡q m¤§wZ cÖ v‡bi Rb¨

Avcbv‡ì wbKU Av‡e`b Kiv n‡jv|

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bvg:

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e¨vs‡Ki †ÿ‡Î evsjv‡`k Acv‡ik‡bi cÖavb

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Av‡e`‡bi wel‡q †h †Kvb †hvMv‡hv‡Mi Rb¨

`vwqZ¡cÖvß Kg©KZ©vi bvg:

cèx:

Awdm ‡dvb bs:

†gvevBj †dvb bs:

B-‡gBj:

of 11

ms‡hvRbx-K-2


cÖwZôvbmg~‡n IqvwK©s K¨vwcUvj wn‡m‡e mnR k‡Z© FY/wewb‡qvM myweav cÖ v‡b m¤§wZ cÖ vb cÖm‡½|

µg weeiYx

01 Av‡e`bKvix cÖwZôv‡bi bvg:

02 Av‡e`bKvix cÖwZôv‡bi wVKvbv:

03 ‡Uwj‡dvb bs:

04

Av‡e`bKvix cÖwZôv‡bi Tax Identification Number (TIN): 05

Av‡e`bKvix cÖwZôv‡bi BIN:

06 cÖwZôv‡bi cÖK…wZ (wkí/‡mev) (mve-‡m±‡ii bvgmn):

07 cÖwZôvb cÖwZôvi ZvwiL:

08 Av‡e`‡bi ZvwiL:

09 FY gÄyixi ZvwiL:

10 cÖwZôvb e¨vs‡Ki-

(wUK wPý w`b)

we`¨gvb MÖvnK bZzb MÖvnK

12 Aby‡gvw`Z FY mxgvi cwigvY:

13 Av‡e`bKvix MÖvnK †Ljvcx Kx bv? (wfwË ZvwiLmn) (nu¨v/bv):

14 Aby‡gv`‡bi Zvwi‡L we`¨gvb IqvwK©s K¨vwcUvj eve` FY/wewb‡qv‡Mi gÄyixK„Z mxgv:

15 cÖwZôv‡bi we`¨gvb †Kvb FY cybtZdwmj n‡q _vK‡j FYIqvix cybtZdwm‡ji ZvwiL I µg (cybtZdwmj c~e©eZx

‡kÖYxKi‡Yi ÷¨vUvmmn):

16 e¨vsK n‡Z M„nxZ FY B‡Zvc~‡e© g›`/ÿwZRbK gv‡b †kÖYxK…Z nIqvi ci wZb ev‡ii AwaK cybtZdwmj Kiv

n‡q‡Q wK bv: (nu¨v/bv)

17 Ab¨ †Kvb e¨vsK/Avw_©K cÖwZôvb n‡Z M„nxZ FY B‡Zvc~‡e© g›`/ÿwZRbK gv‡b †kÖYxK…Z nIqvi ci wZb ev‡ii

AwaK cybtZdwmj Kiv n‡q‡Q wK bv: (nu¨v/bv)

18 Guidelines on Internal Credit Risk Rating System for Banks (ICRRS) Abyhvqx me©‡kl wnmve

eQ‡ii (eQi D‡jøLmn) wbixwÿZ Avw_ ©K weeiYxi Z‡_¨i wfwË‡Z †iwUs (†iwUs Gi ZvwiLmn):

19 FY/wewb‡qv‡Mi wecix‡Z RvgvbZ MÖnY Kiv n‡q _vK‡j Zvi weeiYx

[we.` ª. Av‡e`bc‡Îi mv‡_ mvK©yjv‡ii 7(R) G ewY©Z FY/wewb‡qvM MÖnYKvix cÖwZôv‡bi AbyK~‡j cÖ Ë gÄyixcÎ, Dchy³

KZ©…c‡¶i Aby‡gv`‡bi Kwc, Av‡e`bKvixi AbyK~‡j FY/wewb‡qvM gÄyixi ¯c‡ÿ e¨vs‡Ki gZvgZmn Ab¨vb¨ cÖ‡qvRbxq

KvMRcÎ (wbixwÿZ Avw_©K weeiYx, ICRRS Gi Executive Summary with Annexure BZ¨vw`) we‡kl †mj Gi

`vwqZ¡cÖvß Kg©KZv© KZ…©K mZ¨vqb K‡i DwjøwLZ ms‡hvRbx †cÖiY Ki‡Z n‡e|]

¯vÿi

bvg I c`exmn

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ms‡hvRbx-L-1

m~Î: ZvwiL:

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evsjv‡`k e¨vsK

cÖavb Kvh©vjq, XvKv|

wcÖq g‡nv`q,


cÖwZôvbmg~‡n IqvwK©s K¨vwcUvj wn‡m‡e cÖ Ë FY/wewb‡qvM myweavi wecix‡Z my`/gybvdv fZz©Kx cÖ vb cÖm‡½|

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Avgiv G g‡g© †NvlYv cÖ vb KiwQ ‡h, D³ Av‡e`‡b ewY©Z fZy©Kxi wnmvevqbmn e³e¨ Ges mshy³ mKj Z_¨vw`

mZ¨ I mwVK| †Kvb e³e¨/Z‡_ï g‡a¨ AmvgÄm¨Zv cvIqv †M‡j Avgiv `vqx _vKe|

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ms‡hvRbx: fZz©Kx cÖ v‡bi wbwg‡Ë DwjøwLZ mvKz©jv‡i

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Av‡e`‡bi wel‡q †h †Kvb †hvMv‡hv‡Mi Rb¨


cèx:

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e¨vs‡Ki bvg:

----------------- ZvwiL wfwËK Z_¨

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(UvKvi As‡K)

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wewb‡qvM

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FY/wewb‡qv

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cÖwZôv‡bi

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wewb‡qvM

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B-‡gBj:

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ms‡hvRbx-M

e¨vs‡Ki bvg:

---/---/20--- wfwËK Z_¨

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bvg I c`exmn

ms‡hvRbx-M Gi wel‡q †hvMv‡hv‡Mi Rb¨


c`ex:

Awdm ‡dvb bs:


B-‡gBj:

cÖ‡yv`bv c¨v‡k‡ri avizvq fy gÄy‡ii j‡ÿ¨ evsjv‡`‡ki mkj fy ... · welq t gvbbxq...

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