vyidkyhu qlyh .k forj.k ij fvii.kh - u.pcooperative.up.nic.in/assets/pdf/banking.pdf · 2015&16...

7
vYidkyhu Qlyh _.k forj.k ij fVIi.kh % izns ”k Lrj ij f=Lrjh; lgdkjh lk[k <kWpk fo|eku gS] ftldk izeq[k O;olk; iSDl ds ek/;e~ ls lnL;ksa dks mudh d`f’k vko”;drk gsrq Qlyh _.k dh miyC/krk lqfuf”pr djuk gSA ftyk lgdkjh cS ad ,oa iSDl ds ek/;e ls d`’kdksa dks la LFkkxr _.k lqyHk djkus ds lEcU/k esa orZeku fLFkfr ,oa mlesa o`f) fd, tkus ds lEcU/k esa dk;Z ;kstuk fuEuor gS %& ¼v½- f=Lrjh; lgdkjh lk[k O;oLFkk ls d`’kdksa dks laLFkkxr _.k miyC/k djk;s tkus dh orZeku fLFkfr %& Ø-la- en fVII.kh 1 2 3 1 d`f’k _.k y{; o forj.k o’kZ 2018&19 gsrq Qlyh _.k forj.k dk y{; :0 7911-72 djksM+ fu/kkZfjr gS ¼[kjhQ gsrq fu/kkZfjr y{; :0 4050-00 djksM+ ,oa jch gs rq :0 3861-72 djksM [kjhQ y{; :0 4050-00 djksM+ ds lkis{k fnukWd 30-09-2018 rd :0 3909-85 djksM+ dk _.k forj.k 998803 ykHkkfFkZ;ksa dks ¼xro’kZ 763842 ykHkkFkhZ½ fd;k x;k] tks y{; dk 96-54 izfr”kr gS] tks xro’kZ ds lkis{k :0 1522-11 djksM+ vf/kd gSaA jch y{; :0 3861-72 djksM+ ds lkis{k fnukWd 26-11-2018 rd :0 247-60 djksM+ dk _.k forj.k 88617 ykHkkfFkZ;ksa dks ¼xro’kZ 87391 ykHkkFkhZ½ fd;k x;k] tks y{; dk 6-41 izfr”kr gSA _.k forj.k xro’kZ ds lkis{k :0 6-13 djksM+ vf/kd gSaA ¼/kujkf”k djks M+ :0 esa ½ o’kZ y{; miyfC/k y{; ds lkis {k miyfC/k dk % xro’kZ ds lkis {k deh@ o`f) dqy ykHkkfFkZ;ks a dh lW[;k ¼yk[k esa ½ 2014&15 7464-00 7001-25 93-80 820-45 32-43 2015&16 8771-00 7467-83 85-14 466-58 28-98 2016&17 8342-00 6230-69 74-69 &1237-14 22-14 2017&18 8350-00 3908-04 46-80 &2322-64 14-18 2. fdlku dszfMV dkMZ dk y{; ds lkis{k forj.k ,oa :is ds0lh0lh0 o’kZ 2018&19 ds fy, d`f’k foHkkx }kjk 486927 fdlku dszfMV dkMZ forj.k dk y{; vYidkyhu lgdkjh lk[k O;oLFkk ds ek/;e~ ls fu/kkZfjr fd;k x;k gS] ftlds vUrxZr 463384 uohuhdj.k gsrq ,oa 23543 u;s dkMZ forj.k ds y{; fu/kkZfjr

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Page 1: vYidkyhu Qlyh .k forj.k ij fVIi.kh - U.Pcooperative.up.nic.in/assets/pdf/Banking.pdf · 2015&16 8771-00 7467-83 85-14 466-58 28-98 2016 ... djk;s x;s] ftlds lkis{k yxHkx 16-47 yk[k

vYidkyhu Qlyh _.k forj.k ij fVIi.kh %

izns”k Lrj ij f=Lrjh; lgdkjh lk[k <kWpk fo|eku gS] ftldk izeq[k O;olk;

iSDl ds ek/;e~ ls lnL;ksa dks mudh d`f’k vko”;drk gsrq Qlyh _.k dh miyC/krk

lqfuf”pr djuk gSA ftyk lgdkjh cSad ,oa iSDl ds ek/;e ls d`’kdksa dks laLFkkxr _.k

lqyHk djkus ds lEcU/k esa orZeku fLFkfr ,oa mlesa o`f) fd, tkus ds lEcU/k esa dk;Z

;kstuk fuEuor gS %&

¼v½- f=Lrjh; lgdkjh lk[k O;oLFkk ls d`’kdksa dks laLFkkxr _.k miyC/k djk;s tkus

dh orZeku fLFkfr %&

Ø-la- en fVII.kh

1 2 3

1

d`f’k _.k

y{; o forj.k

o’kZ 2018&19 gsrq Qlyh _.k forj.k dk y{; :0 7911-72

djksM+ fu/kkZfjr gS ¼[kjhQ gsrq fu/kkZfjr y{; :0 4050-00

djksM+ ,oa jch gsrq :0 3861-72 djksM+½

[kjhQ y{; :0 4050-00 djksM+ ds lkis{k fnukWd 30-09-2018

rd :0 3909-85 djksM+ dk _.k forj.k 998803 ykHkkfFkZ;ksa

dks ¼xro’kZ 763842 ykHkkFkhZ½ fd;k x;k] tks y{; dk 96-54

izfr”kr gS] tks xro’kZ ds lkis{k :0 1522-11 djksM+ vf/kd gSaA

jch y{; :0 3861-72 djksM+ ds lkis{k fnukWd 26-11-2018 rd

:0 247-60 djksM+ dk _.k forj.k 88617 ykHkkfFkZ;ksa dks

¼xro’kZ 87391 ykHkkFkhZ½ fd;k x;k] tks y{; dk 6-41 izfr”kr

gSA _.k forj.k xro’kZ ds lkis{k :0 6-13 djksM+ vf/kd gSaA

¼/kujkf”k djksM+ :0 esa½

o’kZ y{; miyfC/k y{; ds

lkis{k

miyfC/k

dk %

xro’kZ ds

lkis{k

deh@

o`f)

dqy

ykHkkfFkZ;ksa

dh lW[;k

¼yk[k esa½

2014&15 7464-00 7001-25 93-80 820-45 32-43

2015&16 8771-00 7467-83 85-14 466-58 28-98

2016&17 8342-00 6230-69 74-69 &1237-14 22-14

2017&18 8350-00 3908-04 46-80 &2322-64 14-18

2. fdlku dszfMV

dkMZ dk y{; ds

lkis{k forj.k ,oa

:is ds0lh0lh0

o’kZ 2018&19 ds fy, d`f’k foHkkx }kjk 486927 fdlku dszfMV

dkMZ forj.k dk y{; vYidkyhu lgdkjh lk[k O;oLFkk ds

ek/;e~ ls fu/kkZfjr fd;k x;k gS] ftlds vUrxZr 463384

uohuhdj.k gsrq ,oa 23543 u;s dkMZ forj.k ds y{; fu/kkZfjr

Page 2: vYidkyhu Qlyh .k forj.k ij fVIi.kh - U.Pcooperative.up.nic.in/assets/pdf/Banking.pdf · 2015&16 8771-00 7467-83 85-14 466-58 28-98 2016 ... djk;s x;s] ftlds lkis{k yxHkx 16-47 yk[k

2

dkMZ dh fLFkfr fd;s x;s gSaA vDVwcj 2018 rd 148604 dkMZ dk fjU;qoy

fd;k tk pqdk gS rFkk 15570 u, dkMksZa dk forj.k fd;k x;k

gSA

izns”k esa dk;Zjr lHkh 50 ftyk lgdkjh cSad lh0ch0,l0

iz.kkyh ls ;qDr gSaA ftyk lgdkjh cSadksa }kjk ukckMZ

;kstukUrxZr yxHkx 18-69 yk[k :is ds0lh0lh0 dkMZ fufeZr

djk;s x;s] ftlds lkis{k yxHkx 16-47 yk[k :is ds0lh0lh0

dk forj.k fd;k tk pqds tk pqds gSa] ftlds lkis{k yxHkx

7-77 yk[k dkMZ ,fDVosV gks pqds gSaA bl O;oLFkk ds ykxw gksus

ls fdlkuksa dks fMftVy isesUV ds ek/;e ls vf/kdkf/kd

;kstukvksa dk ykHk izkIr gks ldsxkA

3. izfr O;fDr _.k

forj.k dh vkSlr

/kujkf”k

¼/kujkf”k :i;s esa½

o’kZ izfr O;fDr vkSlr _.k

forj.k

2014&15 21589-00

2015&16 25769-00

2016&17 28142-00

2017&18 27560-00

2018&19 ¼01-04-2018 ls 26-11-2018½ 38232-00

¼c½ f=Lrjh; lgdkjh lk[k O;oLFkk ls d`’kdksa dks _.k miyC/k djk;s tkus gsrq

dk;Z;kstuk %&

1. d`f’k _.k ds izokg

dks cuk, j[kus esa

vk jgha

dfBukbZ;kWA

vYidkyhu f=Lrjh; lgdkjh lk[k <kWpsa ds vUrxZr jkT; Lrj

ij m0iz0 dksvkijsfVo cSad ftys Lrj ij 50 ftyk lgdkjh cSad

ftudh 1266 “kk[kk,W gSa rFkk U;k; iapk;r Lrj ij 7479 izkjfEHd

d`f’k _.k lgdkjh lfefr;kW gSaA blizdkj izns”k ds nwjLFk xzkeh.k

vkWpyksa esa tks igqWp bl O;oLFkk dh gS] og O;olkf;d cSadksa ,oa

{ks=h; xzkeh.k cSadksa dh ugha gSA

Qlyh _.k forj.k eas vk jgh dfBukbZ;kW fuEuor gS %&

jkT; ljdkj@ukckMZ }kjk le; ls C;kt vuqnku dh /kujkf”k

miyC/k u djk;s tkus ds dkj.k cSadksa esa rjyrk dk vHkkoA

ukckMZ }kjk m0iz0 dksvkijsfVo cSad dks Qlyh _.k dh _.k

lhek esa deh fd;k tkukA

o’kZ 2018&19 esa :0 2500-00 djksM+ dh _.k lhek ukckMZ

Page 3: vYidkyhu Qlyh .k forj.k ij fVIi.kh - U.Pcooperative.up.nic.in/assets/pdf/Banking.pdf · 2015&16 8771-00 7467-83 85-14 466-58 28-98 2016 ... djk;s x;s] ftlds lkis{k yxHkx 16-47 yk[k

3

}kjk Loh—r dh x;h gS ftlds lkis{k ek= :0 1599-32 djksM+

dk iqufoZRr izkIr gqvk gS tcfd “kh’kZ cSad }kjk ftyk lgdkjh

cSadksa dks :0 1803-44- djksM+ dk iqufoZRr lqyHk djk;k tk

pqdk gSA

o’kZ 2004 ds mijkUr d`f’k _.k dh olwyh esa mRihM+u dkjZokbZ

ij jkT; ljdkj }kjk yxk;h x;h jksd] ftlls Recycling

of funds izHkkfor gks jgk gSA

mYys[kuh; gS fd iSDl ds lnL; vf/kdrj d`’kd lnL; gSa

ftlesa y?kq ,oa lhekUr d̀’kdksa dh cgqrk;r gSA iSDl ,d

Member Driven Organisation gSA vr% bl O;oLFkk ls d`’kdksa

dh Qlyh _.k dh vko”;drk dh iwfrZ lqxerk ls djk;h tk

ldrh gSA

2. iSDl esa lnL;rk

o`f) ,oa fuf’Ø;

lnL; dks lfØ;

fd;k tkuk

o’kZ 2018&19 gsrq iSDl d’̀kd lnL;rk esa o`f) fd, tkus ds

lEcU/k esa vk;qDr ,oa fucU/kd] lgdkfjrk dh vksj ls foLr`r

fn”kk funsZ”k i=kad % 1858&64@vf/k0&1@18&19 fnukad 06

vxLr 2018 ds ek/;e ls fuxZr fd, x;s gSa] ftlesa %&

iSDl ls lEc) xzkeokj MkVkcsl rS;kj fd;k tkukA

lnL;rk vkPNknu vfHk;ku dks lapkfyr fd;k tkuk] ftlesa

u, lnL; dks lgdkfjrk ls tksMuk ,oa fuf’Ø; lnL; dks

lfØ; fd;k tkukA

iSDl }kjk miyC/k djk;h tk jgh lqfo/kkvksa ls xks’Bh ,oa dSEi

vk;ksftr dj d’̀kd ,oa vd`’kd lnL;ksa dks tkx:d fd;k

tkukA fo”ks’kdj Qlyh _.k tks 3 izfr”kr ij miyC/k gS]

mlds ykHk ls mUgsa voxr djkukA

ukckMZ }kjk lapkfyr ;kstukvksa tSls iSDl fodkl dsUnz]

foRrh; lk{kjrk dsUnz ,oa d`’kd Dyc dk;ZØe dks vkSj lqn`<+

<ax ls fØ;kfUor fd;k tkukA

efgykvksa dks izsfjr dj mUgsa lgdkfjrk ls tksM+us gsrq vfHk;ku

pyk;k tkukA

Page 4: vYidkyhu Qlyh .k forj.k ij fVIi.kh - U.Pcooperative.up.nic.in/assets/pdf/Banking.pdf · 2015&16 8771-00 7467-83 85-14 466-58 28-98 2016 ... djk;s x;s] ftlds lkis{k yxHkx 16-47 yk[k

4

iSDl dh okf’kZd lkekU; fudk; dh cSBd dks lEiUu djkukA

jktdh; foHkkx tSls d`f’k@m|kfudh@ou@eRl; vkfn

fodkl izkf/kdj.kksa ,oa vU; Lok;Rr”kklh laLFkkvksa] fuxeksa]

Ldwyksa] iapk;rksa vkfn ds dkfeZdksa@inkf/kdkfj;ksa ls O;fDrxr

lEidZ LFkkfir dj iSDl izkxa.k ij dk;ZØe vk;ksftr djk;k

tkukA

o’kZ 2018&19 esa u;s lnL; cukus gsrq y{; 700000 ,oa

fuf’dz; lnL;ksa dks lfdz; fd;s tku s ds y{; 600000

fu/kkZfjr fd;s x;s gSaA

3. Ldsy vkQ

Qkbusal

Ldsy vkQ

Qkbusal dk

fu/kkZj.k

ukckMZ }kjk fuxZr funsZ”kkssa ds vuq:i vk;qDr ,oa fucU/kd]

lgdkfjrk }kjk ifji= fnukad 08-07-2013 ds ek/;e~ ls

lfefr@lnL;ksa dh _.k lhek fu/kkZj.k ds fy, vko”;d funsZ”k

fuxZr fd;s x;s gSaA

lnL;ksa dh _.k lhek ftyk Lrj ij ftykf/kdkjh dh

v/;{krk esa xfBr ftyk Lrjh; rduhdh lfefr }kjk fu/kkZfjr

foRreku ds vu:i gh Qlyokj _.k lhek fu/kkZfjr dh tk jgh

gSA o’kZ 2018&19 gsrq fu/kkZfjr foRreku dk fooj.k fuEuor gS %&

¼/kujkf”k izfr ,dM :0 esa½

dze la0 en /kku xsgWw xUuk

1 2 3 4 5

1- vkSlr foRreku 22586 21647 44252

2- vf/kdre 33600 34430 85000

3- U;wure 14760 14935 24200

bl O;oLFkk ls d’̀kdksa dks Qlyksa ds mRiknu ,oa vU;

lEcfU/kr O;;ksa dh vko”;drkuqlkj _.k lqyHk gks jgk gSA

4. iSDl dks eYVh

lfoZl lsUVj ds

:i esa fodflr

fd;k tkukA

ftyk lgdkjh cSadksa ls lEc) izR;sd tuin dh foRrh; :i

ls lqn<̀+ de ls de 10 iSDl dks ukckMZ ;kstukUrxZr

cgqmn~ns”;h; lsok dsUnz ds :i esa fodflr djus g srq p;fur

fd;s tkus dk y{; fu/kkZfjr fd;k x;k gSA p;fur iSDl vius

lnL;ksa dks vuqlkafxd lsok,W iznku dj ldsa vkSj viuh

xfrfof/k;ksa eas fofo/krk ykus gsrq i”kq pkjk O;olk;] feuh Ms;jh]

Page 5: vYidkyhu Qlyh .k forj.k ij fVIi.kh - U.Pcooperative.up.nic.in/assets/pdf/Banking.pdf · 2015&16 8771-00 7467-83 85-14 466-58 28-98 2016 ... djk;s x;s] ftlds lkis{k yxHkx 16-47 yk[k

5

,xzh lqij LVkslZ] feuh Vªd fdjk;s ij d̀f’k lsok dsUnz] VsUV

gkml] eksckby fjpktZ lsUVj] e`nk ijh{k.k ,oa okguksa dk chek

vkfn ls lEcfU/kr O;olk; fd;s tkus dh vuqefr nh x;h gSA

5. fofHkUu

fofof/kdj.k ;kstuk

iSDl Lrj ls ykxw

fd;k tkukA

ftyk lgdkjh cSad Lrj ls d`f’k ,oa xSj d`f’k ls lEcfU/kr

fofHkUu ;kstuk,a fØ;kfUor gSaA bu ;kstukvksa dks ftyk lgdkjh

cSad ,oa LokJ;h iSDl ls Hkh fØ;kfUor djk;k tk;sxk ftlls

d`’kdksa ls laLFkkxr _.k fofHkUu iz;kstuksa gsrq miyC/k gks ldsA

d`f’k ;a=hdj.k ds vUrxZr _.k

os;jgkml dh jlhnksa dks cU/kd j[kdj _.k

x`g fuekZ.k@ejEer vkfn gsrq foRriks’k.k

vpy lEifRr ds fo:) _.k

Lo;a lgk;rk lewg] Lojkstxkj ØsfMV dkMZ

feuh Msjh gsrq _.k

uku QkeZ lsDVj gsrq _.k

6. iSDl dks lqn<̀+

djus ,oa mudk

dEI;wVjkbts”ku

iSDl esa dk;Zjr lfpo ,oa deZpkfj;ksa ds osru lEcU/kh

leL;kvksa ds fujkdj.k ds fy, vU; foHkkxk sa dh Hkk¡fr “kkldh;

lgk;rk miyC/k djk;h tk;A

Hkkjr ljdkj dh ;kstukUrxZr iSDl ds dEI;wVjkbts”ku gsrq

o’kZ 2018&19 ds vk;&O;;d esa jkT; ljdkj ds va”k

:- 30-96 djksM+ dh /kujkf”k Loh—r dh x;h gSA

7. iSDl Lrj ij d̀f’k

fo”ofo|ky;ksa@

d`f’k foHkkx@

m|ku@eRL;@cqu

dj vkfn foHkkxksa

ds fu;fer

dk;Zdze vk;ksftr

fd;k tkuk

vf/kdka”k iSDl ij muds Lo;a ds izkxa.k miyC/k gS] ftudk

dksbZ Hkh mi;ksx iSDl }kjk ugha fd;k tkrk gSA iSDl dh

lnL;rk “kuS%&”kuS% de gksrh tk jgh gS vkSj lnL;

lgdkfjrk ls foeq[k gksrs tk jgsa gSA bl leL;k ds funku gsrq

mi;qDr gksxk fd iSDl ij d`f’k fo”ofo|ky;ksa@d`f’k

foHkkx@m|ku@eRL;@cqudj vkfn foHkkxksa dks “kklukns”k ds

ek/;e~ ls funsZf”kr dj iSDl ij d̀f’k ,oa xSj d`f’k ;kstukvksa

ls lEcfU/kr dk;Zdzeksa dk vk;kstu dj lnL;ksa dks tkx:d@

f”kf{kr fd;k tk;A bl O;oLFkk ls iSDl dh lnL;rk@_.kh

lnL;ksa dh lW[;k easa o`f) gksxh] ftldk vuqdwy izHkko

lgdkjh lk[k O;oLFkk ij iM+sxkA

Page 6: vYidkyhu Qlyh .k forj.k ij fVIi.kh - U.Pcooperative.up.nic.in/assets/pdf/Banking.pdf · 2015&16 8771-00 7467-83 85-14 466-58 28-98 2016 ... djk;s x;s] ftlds lkis{k yxHkx 16-47 yk[k
Page 7: vYidkyhu Qlyh .k forj.k ij fVIi.kh - U.Pcooperative.up.nic.in/assets/pdf/Banking.pdf · 2015&16 8771-00 7467-83 85-14 466-58 28-98 2016 ... djk;s x;s] ftlds lkis{k yxHkx 16-47 yk[k