TASASEdad rotación Mortalidad Invalidez Edad rot

hombre15 0.37125000 0.00172 0.00052 15 0.3708343116 0.34155000 0.00177 0.00052 16 0.3411590317 0.31185000 0.00181 0.00052 17 0.3114867918 0.28215000 0.00186 0.00061 18 0.2818016519 0.25245000 0.00191 0.00069 19 0.2521219320 0.22275000 0.00197 0.00076 20 0.2224460621 0.20790000 0.00202 0.00082 21 0.207604922 0.19305000 0.00209 0.00088 22 0.1927634423 0.17820000 0.00215 0.00092 23 0.1779265824 0.16335000 0.00222 0.00096 24 0.1630903925 0.14850000 0.0023 0.001 25 0.1482550926 0.13959000 0.00237 0.00102 26 0.1393535127 0.13068000 0.00246 0.00105 27 0.1304507728 0.12177000 0.00254 0.00107 28 0.1215503229 0.11286000 0.00264 0.0011 29 0.1126490630 0.10395000 0.00274 0.00112 30 0.1037494831 0.09801000 0.00284 0.00115 31 0.0978145832 0.09207000 0.00295 0.00118 32 0.0918799833 0.08613000 0.00307 0.00121 33 0.0859457934 0.08019000 0.00319 0.00124 34 0.0800124835 0.07425000 0.00332 0.00129 35 0.0740789636 0.06831000 0.00346 0.00134 36 0.0681461637 0.06237000 0.00361 0.0014 37 0.0622138738 0.05643000 0.00377 0.00147 38 0.0562822639 0.05049000 0.00393 0.00155 39 0.0503517640 0.04455000 0.00411 0.00164 40 0.0444220241 0.04158000 0.0043 0.00173 41 0.0414547442 0.03861000 0.0045 0.00184 42 0.0384877143 0.03564000 0.00471 0.00195 43 0.0355214344 0.03267000 0.00493 0.00207 44 0.0325557745 0.02970000 0.00517 0.00221 45 0.0295905246 0.02673000 0.00542 0.00236 46 0.0266261347 0.02376000 0.00569 0.00256 47 0.0236621148 0.02079000 0.00598 0.00279 48 0.0206989549 0.01782000 0.00629 0.00309 49 0.0177365450 0.01485000 0.00661 0.00347 50 0.0147752751 0.01188000 0.00696 0.00395 51 0.011815352 0.00891000 0.00733 0.00454 52 0.0088572253 0.00594000 0.00772 0.00525 53 0.0059015654 0.00297000 0.00814 0.00611 54 0.0029488955 0.00247500 0.00859 0.00712 55 0.0024556156 0.00198000 0.00906 0.00838 56 0.0019627857 0.00148500 0.00957 0.00933 57 0.0014710158 0.00099000 0.01011 0.01035 58 0.00097991

59 0.00049500 0.01069 0.01144 59 0.0004895460 0.00000000 0.01131 0 60 061 0.00000000 0.01198 0 6162 0.00000000 0.01268 0 6263 0.00000000 0.01344 0 6364 0.00000000 0.01425 0 6465 0.00000000 0.01512 0 6566 0.00000000 0.01604 0 6667 0.00000000 0.01703 0 6768 0.00000000 0.0181 0 6869 0.00000000 0.01924 0 6970 0.00000000 0.02045 0 7071 0.00000000 0.02176 0 7172 0.00000000 0.02316 0 7273 0.00000000 0.02467 0 7374 0.00000000 0.02628 0 7475 0.00000000 0.02801 0 7576 0.00000000 0.02986 0 7677 0.00000000 0.03185 0 7778 0.00000000 0.03399 0 7879 0.00000000 0.03629 0 7980 0.00000000 0.03875 0 8081 0.00000000 0.04139 0 8182 0.00000000 0.04423 0 8283 0.00000000 0.04728 0 8384 0.00000000 0.05055 0 8485 0.00000000 0.05406 0 8586 0.00000000 0.05783 0 8687 0.00000000 0.06187 0 8788 0.00000000 0.06621 0 8889 0.00000000 0.07087 0 8990 0.00000000 0.08147 0 9091 0.00000000 0.09207 0 9192 0.00000000 0.10439 0 9293 0.00000000 0.11835 0 9394 0.00000000 0.13418 0 9495 0.00000000 0.15212 0 9596 0.00000000 0.17247 0 9697 0.00000000 0.19554 0 9798 0.00000000 0.2217 0 9899 0.00000000 0.25135 0 99

100 0.00000000 0.28497 0 100101 0.00000000 0.32309 0 101102 0.00000000 0.3663 0 102103 0.00000000 0.4153 0 103104 0.00000000 0.47085 0 104105 0.00000000 0.53383 0 105106 0.00000000 0.60523 0 106

107 0.00000000 0.68618 0 107108 0.00000000 0.77796 0 108109 0.00000000 0.88202 0 109110 0.00000000 1 0 110

mort inv qx tot px 60-xpx

0.00140039 0.00042314 0.37265784 0.62734216 0.00581769830.00146737 0.00043084 0.34305724 0.65694276 0.0092735649

0.0015274 0.00043855 0.31345274 0.68654726 0.01411624510.00159714 0.00052348 0.28392228 0.71607772 0.0205612140.00166836 0.00060236 0.25439264 0.74560736 0.02871366230.00174995 0.00067472 0.22487073 0.77512927 0.03851043330.00180931 0.00073405 0.21014825 0.78985175 0.04968259460.00188746 0.00079426 0.19544516 0.80455484 0.06290116430.00195756 0.00083716 0.1807213 0.8192787 0.07818132580.00203773 0.00088064 0.16600876 0.83399124 0.09542702120.00212819 0.00092471 0.15130799 0.84869201 0.11442209110.00220349 0.00094771 0.14250471 0.85749529 0.13482169020.00229808 0.00098021 0.13372907 0.86627093 0.1572273245

0.0023841 0.0010036 0.12493802 0.87506198 0.18149901910.00248968 0.00103658 0.11617533 0.88382467 0.20741275930.00259616 0.00106036 0.107406 0.892594 0.2346763626

0.0026993 0.00109212 0.10160599 0.89839401 0.26291501330.00281256 0.00112405 0.09581659 0.90418341 0.29265000840.00293604 0.00115614 0.09003797 0.90996203 0.32366221860.00306022 0.00118841 0.08426112 0.91573888 0.35568760840.00319471 0.00124007 0.07851374 0.92148626 0.38841597330.00333961 0.00129202 0.07277779 0.92722221 0.4215103267

0.003495 0.00135392 0.06706279 0.93293721 0.45459472730.00366096 0.00142586 0.06136908 0.93863092 0.48727258520.00382784 0.00150793 0.05568753 0.94431247 0.51913118730.00401518 0.0016002 0.0500374 0.9499626 0.54974513650.00420699 0.00169042 0.04735214 0.95264786 0.57870187210.00440909 0.00180045 0.04469725 0.95530275 0.60746672320.00462158 0.00191077 0.04205378 0.95794622 0.63588922430.00484448 0.0020312 0.03943144 0.96056856 0.66380472230.00508763 0.00217158 0.03684973 0.96315027 0.69105397450.00534128 0.00232218 0.03428959 0.96571041 0.71749341130.00561523 0.00252242 0.03179976 0.96820024 0.74296953290.00590961 0.00275277 0.02936133 0.97063867 0.76737177080.00622435 0.00305287 0.02701376 0.97298624 0.79058438320.00654957 0.00343288 0.02475772 0.97524228 0.81253398010.00690502 0.0039129 0.02263322 0.97736678 0.833161147

0.0072808 0.00450323 0.02064126 0.97935874 0.85245495070.00767689 0.00521422 0.01879267 0.98120733 0.87042154520.00810309 0.00607611 0.01712809 0.98287191 0.88709237860.00854884 0.00708066 0.01808511 0.98191489 0.90255135930.00901312 0.00833379 0.0193097 0.9806903 0.9191747340.00951829 0.00927847 0.02026778 0.97973222 0.93727319470.01005271 0.01029259 0.02132521 0.97867479 0.9566626203

0.01062623 0.01137604 0.02249181 0.97750819 0.97750818740 0 0 1 1 0 0.01131 1

1 0.01198 0.952380952 0.01268 0.907029483 0.01344 0.86383764 0.01425 0.822702475 0.01512 0.783526176 0.01604 0.74621547 0.01703 0.710681338 0.0181 0.676839369 0.01924 0.64460892

10 0.02045 0.6139132511 0.02176 0.5846792912 0.02316 0.5568374213 0.02467 0.5303213514 0.02628 0.5050679515 0.02801 0.481017116 0.02986 0.4581115217 0.03185 0.4362966918 0.03399 0.4155206519 0.03629 0.3957339620 0.03875 0.3768894821 0.04139 0.3589423622 0.04423 0.3418498723 0.04728 0.3255713124 0.05055 0.3100679125 0.05406 0.2953027726 0.05783 0.2812407327 0.06187 0.2678483228 0.06621 0.2550936429 0.07087 0.2429463230 0.08147 0.2313774531 0.09207 0.2203594732 0.10439 0.2098661733 0.11835 0.1998725434 0.13418 0.190354835 0.15212 0.1812902936 0.17247 0.1726574137 0.19554 0.1644356338 0.2217 0.1566053639 0.25135 0.1491479740 0.28497 0.1420456841 0.32309 0.135281642 0.3663 0.1288396243 0.4153 0.122704444 0.47085 0.1168613345 0.53383 0.1112965146 0.60523 0.10599668

47 0.68618 0.1009492148 0.77796 0.0961421149 0.88202 0.0915639150 1 0.08720373

10.010771430.010866210.010953460.011057120.011165250.011282780.011399330.011526570.011667420.011811690.011956690.012116780.012282240.012460030.01264113

0.01283170.013027820.01323433

0.0134510.013677320.013909020.014149170.014400020.014660010.014927560.015203870.015489670.015782640.016085480.016397720.017952690.019322380.020864690.022528490.024325530.026264650.028360210.03062261

0.03306610.03570318

0.03855120.041626790.044946620.048532510.052403960.05658421

0.061097490.065970790.071233060.076915432.20805807

Trabajador Edad actual Edad de ingreso Sueldo actual11 48 28 18000

Antigüedad 32 AntigüedadUltimo sueldo 25663.6959632312 Ultimo sueldo

Sueldo pensionable 23097.3263669081 Sueldo pensionableP anual 133040.599873391 P anual

ar 19.2050792752676 arV 0.934579439252336 V

V^(r-x) 0.444011959240736 V^(r-x)

r-xPx 0.759573716785064 r-xPx

VPOtot $ 861,717.46 VPOA

Edad de Retiro Beneficio a pagar Antigüedad Total Antigüedad Actual60 32 20

Sexo P mensual 1.5%*ANTotal*SUELDO PENSIONABLEHombre d 0.07

Incremento salarial 0.03Edad de retiro 60

Sueldo pensionable 90% del ultimo sueldo

20 Antigüedad 125663.6959632312 Ultimo sueldo 25663.695963231223097.3263669081 Sueldo pensionable 23097.326366908183150.3749208691 P anual 4157.5187460434619.2050792752676 ar 19.2050792752676

0.934579439252336 V 0.9345794392523360.444011959240736 V^(r-x) 0.4440119592407360.759573716785064 r-xPx 0.759573716785064

$ 538,573.42 CN $ 26,928.67

TABLA DE TASAS DE MORTALIDAD DE ACTIVOS PARA LA SEGURIDAD SOCIAL, 2009

IMSS e ISSSTE

Edad Hombres qx Mujeres qx lx dx px

EMSSAH-09 EMSSAM-09 100000 0.00138 0.00092 9986.2 13.8 0.998621 0.00138 0.00092 9972.41904 13.780956 0.998622 0.00139 0.00092 9958.55738 13.8616625 0.998613 0.0014 0.00092 9944.6154 13.9419803 0.99864 0.00142 0.00092 9930.49405 14.1213539 0.998585 0.00143 0.00092 9916.29344 14.2006065 0.998576 0.00145 0.00092 9901.91482 14.3786255 0.998557 0.00147 0.00092 9887.359 14.5558148 0.998538 0.00149 0.00092 9872.62684 14.7321649 0.998519 0.00152 0.00092 9857.62044 15.0063928 0.9984810 0.00155 0.00092 9842.34113 15.2793117 0.9984511 0.00158 0.00092 9826.79023 15.550899 0.9984212 0.00161 0.00092 9810.9691 15.8211323 0.9983913 0.00165 0.00092 9794.781 16.188099 0.9983514 0.00168 0.00092 9778.32577 16.4552321 0.9983215 0.00172 0.00092 9761.50705 16.8187203 0.9982816 0.00177 0.00092 9744.22918 17.2778675 0.9982317 0.00181 0.00092 9726.59213 17.6370548 0.9981918 0.00186 0.00093 9708.50066 18.0914614 0.9981419 0.00191 0.00093 9689.95743 18.5432363 0.9980920 0.00197 0.00093 9670.86821 19.0892161 0.9980321 0.00202 0.00093 9651.33306 19.5351538 0.9979822 0.00209 0.00094 9631.16177 20.1712861 0.9979123 0.00215 0.00094 9610.45477 20.7069978 0.9978524 0.00222 0.00095 9589.11957 21.3352096 0.9977825 0.0023 0.00095 9567.06459 22.054975 0.997726 0.00237 0.00096 9544.39065 22.6739431 0.9976327 0.00246 0.00096 9520.91145 23.479201 0.9975428 0.00254 0.00097 9496.72833 24.1831151 0.9974629 0.00264 0.00098 9471.65697 25.0713628 0.9973630 0.00274 0.00099 9445.70463 25.9523401 0.9972631 0.00284 0.001 9418.87883 26.8258011 0.9971632 0.00295 0.00101 9391.09313 27.7856925 0.9970533 0.00307 0.00102 9362.26248 28.8306559 0.9969334 0.00319 0.00104 9332.39686 29.8656173 0.9968135 0.00332 0.00105 9301.4133 30.9835576 0.9966836 0.00346 0.00107 9269.23041 32.18289 0.9965437 0.00361 0.00109 9235.76849 33.4619218 0.9963938 0.00377 0.00111 9200.94964 34.8188472 0.9962339 0.00393 0.00113 9164.78991 36.1597321 0.9960740 0.00411 0.00116 9127.12263 37.6672865 0.9958941 0.0043 0.00118 9087.876 39.2466273 0.995742 0.0045 0.00121 9046.98056 40.895442 0.9955

43 0.00471 0.00124 9004.36928 42.6112784 0.9952944 0.00493 0.00128 8959.97774 44.3915405 0.9950745 0.00517 0.00132 8913.65465 46.3230849 0.9948346 0.00542 0.00136 8865.34264 48.3120082 0.9945847 0.00569 0.00141 8814.89884 50.4437996 0.9943148 0.00598 0.00146 8762.18575 52.7130951 0.9940249 0.00629 0.00151 8707.0716 55.1141484 0.9937150 0.00661 0.00158 8649.51786 57.5537433 0.9933951 0.00696 0.00164 8589.31721 60.2006443 0.9930452 0.00733 0.00172 8526.35752 62.9596952 0.9926753 0.00772 0.0018 8460.53404 65.82348 0.9922854 0.00814 0.00189 8391.66529 68.8687471 0.9918655 0.00859 0.00199 8319.58089 72.0844049 0.9914156 0.00906 0.00211 8244.20548 75.3754028 0.9909457 0.00957 0.00223 8165.30844 78.8970465 0.9904358 0.01011 0.00237 8082.75717 82.5512683 0.9898959 0.01069 0.00253 7996.35249 86.4046741 0.9893160 0.01131 0.0027 7905.91375 90.4387467 0.9886961 0.01198 0.0029 7811.2009 94.7128467 0.9880262 0.01268 0.00312 7712.15487 99.0460274 0.9873263 0.01344 0.00336 7608.50351 103.651362 0.9865664 0.01425 0.00364 7500.08234 108.421175 0.9857565 0.01512 0.00396 7386.68109 113.401245 0.9848866 0.01604 0.00432 7268.19873 118.482365 0.9839667 0.01703 0.00473 7144.4213 123.777424 0.9829768 0.0181 0.0052 7015.10728 129.314026 0.981969 0.01924 0.00574 6880.13661 134.970664 0.9807670 0.02045 0.00636 6739.43782 140.698794 0.9795571 0.02176 0.00707 6592.78765 146.650167 0.9782472 0.02316 0.0079 6440.09869 152.688962 0.9768473 0.02467 0.00886 6281.22146 158.877235 0.9753374 0.02628 0.00998 6116.15096 165.0705 0.9737275 0.02801 0.0113 5944.83757 171.313388 0.9719976 0.02986 0.01285 5767.32472 177.51285 0.9701477 0.03185 0.01467 5583.63543 183.689292 0.9681578 0.03399 0.01683 5393.84766 189.787768 0.9660179 0.03629 0.0194 5198.10493 195.742732 0.9637180 0.03875 0.02247 4996.67836 201.426566 0.9612581 0.04139 0.02614 4789.86584 206.812517 0.9586182 0.04423 0.03056 4578.01008 211.855766 0.9557783 0.04728 0.03588 4361.56176 216.448316 0.9527284 0.05055 0.04233 4141.08481 220.476947 0.9494585 0.05406 0.05014 3917.21777 223.867045 0.9459486 0.05783 0.05964 3690.68507 226.532704 0.9421787 0.06187 0.07121 3462.34238 228.342685 0.9381388 0.06621 0.0853 3233.10069 229.241689 0.9337989 0.07087 0.10245 3003.97085 229.129846 0.9291390 0.08147 0.12327 2759.23734 244.733505 0.91853

91 0.09207 0.14846 2505.19436 254.042982 0.9079392 0.10439 0.17874 2243.67712 261.517239 0.8956193 0.11835 0.21478 1978.13793 265.539187 0.8816594 0.13418 0.25716 1712.71138 265.426548 0.8658295 0.15212 0.30616 1452.17373 260.537656 0.8478896 0.17247 0.36163 1201.71733 250.456403 0.8275397 0.19554 0.42286 966.73352 234.983806 0.8044698 0.2217 0.48842 752.408698 214.324821 0.778399 0.25135 0.55626 563.290772 189.117926 0.74865100 0.28497 0.6239 402.769801 160.520971 0.71503101 0.32309 0.68873 272.638906 130.130895 0.67691102 0.3663 0.74844 172.771275 99.8676312 0.6337103 0.4153 0.80133 101.019364 71.7519104 0.5847104 0.47085 0.84648 53.4543966 47.5649677 0.52915105 0.53383 0.88375 24.9188361 28.5355605 0.46617106 0.60523 0.91358 9.83720891 15.0816272 0.39477107 0.68618 0.93683 3.0871129 6.75009601 0.31382108 0.77796 0.95453 0.68546255 2.40165035 0.22204109 0.88202 0.96773 0.08087087 0.60459168 0.11798110 1 1 0 0.08087087 0

TABLA DE TASAS DE MORTALIDAD DE ACTIVOS PARA LA SEGURIDAD SOCIAL, 2009

IMSS e ISSSTE

nPr V^n nPr*V^n n

0.98869 1 1 00.9768454938 0.95238095 0.9698578095238 1

0.9644590929386 0.90702948 0.9399867431949 20.9514967627295 0.8638376 0.9103902310762 30.9379379338606 0.82270247 0.8810468799634 40.9237563123007 0.78352617 0.8519492578873 50.9089392610514 0.7462154 0.8230855415822 60.8934600254356 0.71068133 0.7944569018858 70.8772883989753 0.67683936 0.7660524951162 8

0.860409370179 0.64460892 0.7378595745746 90.8428139985588 0.61391325 0.7098790962386 100.8244743659502 0.58467929 0.6821170769354 110.8053795396348 0.55683742 0.6545642244014 12

0.785510826392 0.53032135 0.6272253833078 130.7648676018744 0.50506795 0.6000993191378 140.7434436603459 0.4810171 0.5731986383826 15

0.721244432648 0.45811152 0.5465310903402 160.6982727974681 0.43629669 0.5201124020401 170.6745385050822 0.41552065 0.4939554539963 180.6500595027328 0.39573396 0.4680770336747 190.6248696970019 0.37688948 0.4424983177775 20

0.599006340243 0.35894236 0.4172495744786 210.572512289814 0.34184987 0.3923609552654 22

0.5454439087516 0.32557131 0.3678638429718 230.5178717191642 0.31006791 0.3437955978004 240.4898755740262 0.29530277 0.3201992688014 250.4615460695803 0.28124073 0.2971199763999 260.4329902142553 0.26784832 0.2746053847711 270.4043219321695 0.25509364 0.2527085867655 280.3756676368366 0.24294632 0.2314819559741 290.3450619944636 0.23137745 0.2109801282351 30

0.3132921366333 0.22035947 0.1901003090509 310.2805875704901 0.20986617 0.1693101969566 320.2473800315226 0.19987254 0.1487476025345 330.2141865788929 0.1903548 0.1286453557026 340.1816045165117 0.18129029 0.1092621271721 35

0.150283185549 0.17265741 0.0908765786269 360.1208968114467 0.16443563 0.0737706552043 37

0.094093988349 0.15660536 0.058215150023 380.0704434643775 0.14914797 0.0444458255246 390.0503691903338 0.14204568 0.032640569807 400.0340954086289 0.1352816 0.0228944345028 410.0216062604481 0.12883962 0.0152022817229 42

0.012633180484 0.1227044 0.0094501871483 430.0066848474531 0.11686133 0.0054202763413 440.0031162753372 0.11129651 0.0028135080026 450.0012302120149 0.10599668 0.0012865906822 460.0003860651345 0.10094921 0.0004982329769 478.572190247E-05 0.09614211 0.0001533772733 481.011347005E-05 0.09156391 3.340720615E-05 49

0 0.08720373 3.866308236E-06 50

ar 19.20508

ID TRABAJADOR EDAD ACTUAL EDAD DE INGRESO SALARIO ACTUAL SEXO1 18 18 $ 3,000.00 HOMBRE2 20 19 $ 4,500.00 HOMBRE3 24 20 $ 6,000.00 HOMBRE4 27 21 $ 7,500.00 HOMBRE5 30 22 $ 9,000.00 HOMBRE6 33 23 $ 10,500.00 HOMBRE7 36 24 $ 12,000.00 HOMBRE8 39 25 $ 13,500.00 HOMBRE9 42 26 $ 15,000.00 HOMBRE

10 45 27 $ 16,500.00 HOMBRE11 48 28 $ 18,000.00 HOMBRE12 51 29 $ 19,500.00 HOMBRE13 54 30 $ 21,000.00 HOMBRE14 57 55 $ 22,500.00 HOMBRE15 60 32 $ 24,000.00 HOMBRE