charts 3
DESCRIPTION
Prestamo Largo PlazoTRANSCRIPT
Préstamo Bancario de Largo Plazo
Monto 6,000,000$
Tasa 20%
Plazo 24 meses
Pago
Pago no. Saldo Inicial Capital Intereses Total Saldo Final
1 6,000,000 250,000 100,000.00 350,000.00 5,750,000
2 5,750,000 250,000 95,833.33 345,833.33 5,500,000
3 5,500,000 250,000 91,666.67 341,666.67 5,250,000
4 5,250,000 250,000 87,500.00 337,500.00 5,000,000
5 5,000,000 250,000 83,333.33 333,333.33 4,750,000
6 4,750,000 250,000 79,166.67 329,166.67 4,500,000
7 4,500,000 250,000 75,000.00 325,000.00 4,250,000
8 4,250,000 250,000 70,833.33 320,833.33 4,000,000
9 4,000,000 250,000 66,666.67 316,666.67 3,750,000
10 3,750,000 250,000 62,500.00 312,500.00 3,500,000
11 3,500,000 250,000 58,333.33 308,333.33 3,250,000
12 3,250,000 250,000 54,166.67 304,166.67 3,000,000
13 3,000,000 250,000 50,000.00 300,000.00 2,750,000
14 2,750,000 250,000 45,833.33 295,833.33 2,500,000
15 2,500,000 250,000 41,666.67 291,666.67 2,250,000
16 2,250,000 250,000 37,500.00 287,500.00 2,000,000
17 2,000,000 250,000 33,333.33 283,333.33 1,750,000
18 1,750,000 250,000 29,166.67 279,166.67 1,500,000
19 1,500,000 250,000 25,000.00 275,000.00 1,250,000
20 1,250,000 250,000 20,833.33 270,833.33 1,000,000
21 1,000,000 250,000 16,666.67 266,666.67 750,000
22 750,000 250,000 12,500.00 262,500.00 500,000
23 500,000 250,000 8,333.33 258,333.33 250,000
24 250,000 250,000 4,166.67 254,166.67 -
Préstamo Bancario de Largo Plazo
Monto 6,000,000$
Tasa 20%
Plazo 24 meses
Pago
Pago no. Saldo Inicial Capital Intereses Total Saldo Final
1 6,000,000 205,375 100,000.00 305,374.82 5,794,625
2 5,794,625 208,798 96,577.09 305,374.82 5,585,827
3 5,585,827 212,278 93,097.12 305,374.82 5,373,550
4 5,373,550 215,816 89,559.16 305,374.82 5,157,734
5 5,157,734 219,413 85,962.24 305,374.82 4,938,322
6 4,938,322 223,069 82,305.36 305,374.82 4,715,252
7 4,715,252 226,787 78,587.53 305,374.82 4,488,465
8 4,488,465 230,567 74,807.75 305,374.82 4,257,898
9 4,257,898 234,410 70,964.96 305,374.82 4,023,488
10 4,023,488 238,317 67,058.13 305,374.82 3,785,171
11 3,785,171 242,289 63,086.19 305,374.82 3,542,883
12 3,542,883 246,327 59,048.04 305,374.82 3,296,556
13 3,296,556 250,432 54,942.60 305,374.82 3,046,124
14 3,046,124 254,606 50,768.73 305,374.82 2,791,517
15 2,791,517 258,850 46,525.29 305,374.82 2,532,668
16 2,532,668 263,164 42,211.13 305,374.82 2,269,504
17 2,269,504 267,550 37,825.07 305,374.82 2,001,955
18 2,001,955 272,009 33,365.91 305,374.82 1,729,946
19 1,729,946 276,542 28,832.43 305,374.82 1,453,403
20 1,453,403 281,151 24,223.39 305,374.82 1,172,252
21 1,172,252 285,837 19,537.53 305,374.82 886,415
22 886,415 290,601 14,773.58 305,374.82 595,813
23 595,813 295,445 9,930.22 305,374.82 300,369
24 300,369 300,369 5,006.14 305,374.82 0
Préstamo Bancario de Largo Plazo
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50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
1 3 5 7 9 11 13 15 17 19 21 23
Capital
Intereses
Total
-
50,000
100,000
150,000
200,000
250,000
300,000
350,000
1 3 5 7 9 11 13 15 17 19 21 23
Capital
Intereses
Total
Pagos constantes a capital Pagos totales constantes
Arrendamiento Financiero
Valor del auto 650,000.00$
Plazo 36 meses
Pagos 22,551.39$
Con préstamo bancario:
Costo del periodo 1.25%
Costo anual 15.06%
Con arrandamiento financiero:
Costo del periodo 1.33%
Costo anual 16.00%
Arrendamiento Financiero
Valor del auto 650,000.00$
Plazo 36 meses
Tasa 20%
Pagos:
0% enganche $23,760.32
20% enganche $19,008.26
0% enganche
20% valor final $21,139.41
20% enganche20% valor final $16,387.34